Wednesday, May 31, 2023

Pensions Provide Retirees With Lifetime Income

Pensions Provide Retirees With Lifetime Income

Article Excerpt: "Many Americans used to be able to rely on employer pensions to cover their retirement expenses, but pensions are increasingly rare as employers utilize less expensive alternatives. According to the Federal Reserve, just 22% of non-retired adults had access to a pension as of 2021, the last year for which data is available. But what is a pension, and why is it so advantageous to have one?..."



Resource: www.forbes.com







Study | Net worth at midlife associated with longevity among adults

Study | Net worth at midlife associated with longevity among adults

Article Excerpt: "Wealthy adults tend to live longer than those with less wealth. However, a challenge in this area of research has been the reduction of potential confounding by factors associated with the early environment and heritable traits, which could simultaneously affect socioeconomic circumstances in adulthood and health across the life course. ..."



Resource:

Early environment and heritable traits factors in longevity,Health,Mortality, Wealth,





The Real Secret To Retirement Happiness

The Real Secret To Retirement Happiness

Article Excerpt: "A new study from the Stanford Center on Longevity has found that where you live in retirement can have a significant impact on your longevity. Retirees who..."



Resource: www.thestreet.com

Stanford Center on Longevity





Friday, May 26, 2023

Ron DeSantis' Popularity Breaks the Internet With His Twitter Annoncement for 2024 Run (Democrats embarrassed and try to spin it as not so.)

Florida Gov. Ron DeSantis announces 2024 presidential run: ‘I will get the job done’

Article Excerpt: "...I will be taking the oath of office as the 47th president of the United States. No excuses — I will get the job done.” DeSantis’ scheduled 6 p.m. audio-feed appearance with Musk was delayed by more than 20 minutes as a flood of listeners crashed the link. He ultimately appeared for more than an hour and took questions..."



Resource: nypost.com

We want a President of action not another 4 years of the Biden Crime Family, Save America!




CNN Poll: 75% of Democratic voters want someone other than Biden in 2024

CNN Poll: 75% of Democratic voters want someone other than Biden in 2024

Article Excerpt: "...Biden administration is struggling to get a handle on inflation that has risen to 40-year highs and left millions of Americans struggling...a new Granite State Poll from the University of New Hampshire that shows that 59% do not want him to run again...subset of 362 Democratic and Democratic-leaning registered voters..."



Resource: www.cnn.com

Republicans counting on Democrats wasting their vote on Biden, Biden will Lose,





Wednesday, May 24, 2023

Is a Partner Who Has Cheated Likely to Cheat Again?

Is a Partner Who Has Cheated Likely to Cheat Again?

Article Excerpt: "...If someone cheats on their partner in one relationship, what are the odds they will do so in another relationship? That’s the question addressed in a new study published in the Archives of Sexual Behavior[i], titled “Once a Cheater, Always a Cheater?: Serial Infidelity Across Subsequent Relationships.” The researchers found that those who were unfaithful in one relationship had three times the odds of being unfaithful in the next, when compared to those who had not been unfaithful in the first relationship. ..."



Resource: www.psychologytoday.com

"Once a Cheater, Always a Cheater"





50 Conversation Starters

50 Conversation Starters

Article Excerpt: "...Google data reveals many of us are still struggling with post-pandemic social awkwardness. This massive list of icebreakers can help...Here are 50 (spanning the completely professional to borderline prying -- use your discretion) conversation starters to help you out the next time..."



Resource: www.inc.com

50 Conversation Starters





Who Is The Most Realistic About Retirement?

Who Is The Most Realistic About Retirement?

Article Excerpt: "Sooner or later, you’ll be toiling away at your nine-to-five, and it will hit you. “I’m not going to spend the rest of my life doing this.” You might not say it out loud, but your brain certainly hears it. That’s when you ask yourself all those retirement questions you’ve put off for the future. That’s when you realize the future is now...."



Resource: www.forbes.com







Learning what's important | Women want men that can and will repair items and share the work, not doing so is the biggest reason for failed relationships -- not sex

The biggest marriage killer is NOT what you think says Tracey Cox - as she shares a warning to men who don't pull their weight

Article Excerpt: "It's not infidelity or arguments over sex and money that break up today's marriages. It's men leaving women to shoulder the lion's share of the relationship work. ...women describing their husbands as so 'useless' they felt like married single parents."



Resource: www.dailymail.co.uk







Sunday, May 14, 2023

4 habits to help you stay mentally sharp in retirement

4 habits to help you stay mentally sharp in retirement

Article Excerpt: "No matter their financial stability or other factors, respondents to the longitudinal Survey of Health, Aging, and Retirement in Europe all displayed accelerated memory decline after retirement. But there are ways to slow cognitive decline as you age. ...Spending too much time isolated and disconnected from other people can really wallop a person's health, including an increase of 50% in the risk of developing dementia for older adults. ..."



Resource: yahoo.com







Saturday, May 13, 2023

Homeless vets are being booted from NY hotels to make room for migrants: advocates

Homeless vets are being booted from NY hotels to make room for migrants: advocates

Article Excerpt: "...Toney-Finch said 15 of the veterans got the heave-ho from the Crossroads Hotel in Newburgh about 60 miles north of New York City in Orange County — a new epicenter of Big Apple’s migrant crisis since Mayor Eric Adams began bussing Gotham’s overflow there against local officials’ wishes. The other five displaced veterans were split between two other local facilities — the Super 8 and Hampton Inn & Suites in Middletown, Toney-Finch said. The Middletown hotels are not believed to have migrants yet but were reportedly on the city’s shortlist to take some. She said the hotels didn’t explicitly say the vets had to move because of the migrants but that it was clear to her that was the case..."



Resource: nypost.com







Joe Biden's Failed Promise | 4 Social Security Changes Joe Biden Said He Wanted to Make

4 Social Security Changes Joe Biden Wants to Make

Article Excerpt: "...Prior to his election as president in November 2020, then-candidate Biden laid out a four-point plan designed to overhaul Social Security and strengthen the program. Biden's plan called for increased taxation on the wealthy, as well as higher payouts for aged beneficiaries and lifetime low-earners. ..."



Resource: www.nasdaq.com







Biden Ends His Economy Killing COVID Vaccine Mandate for Federal Workers and Contractors

It's Official: No More COVID Vaccine Mandate for Federal Workers and Contractors

Article Excerpt: "...Federal employees and contractors likely will not notice much difference when the mandates end, because enforcement had already been suspended due to legal challenges. The military’s vaccine mandate had already been repealed, as part of the fiscal 2023 National Defense Authorization Act signed in late December. ..."



Resource: www.govexec.com







Biden Equity Program Takes Another Dive to the Bottom in Hiring Based on Color vs Qualifications

Biden to prohibit use of salary history for federal employee hires

Article Excerpt: "...The OPM is set to release proposed regulations that will ban federal agencies from considering an applicant’s nonfederal salary history when setting pay for new federal employees. The proposed regulations are part of the administration’s efforts to advance pay equity and be a model employer for the rest of the United States. ..."



Resource: www.yahoo.com







Retirees in These 12 States Risk Losing Some of Their Social Security Checks

Retirees in These 12 States Risk Losing Some of Their Social Security Checks

Article Excerpt: "...Residents of the following 12 states get a bit of a raw deal, as they could wind up giving some of their checks back to the government. Here's what you need to know. ..."



Resource: www.msn.com







Thursday, May 11, 2023

Health | Can you develop breast implant illness from saline implants?

Can you develop breast implant illness from saline implants?

Article Excerpt: "...Yes. Women with saline implants and women with silicone gel implants have both been shown to have symptoms of breast implant illness...While the risk of BII is not necessarily greater with saline implants, some patients do report more visible rippling and a less natural look and feel with saline implants when compared to silicone implants. This is particularly true for women with a low body fat percentage and minimal native breast tissue. A more serious type of breast implant illness, known as BIA-ALCL – which is actually a form of non-Hodgkin’s lymphoma – has recently been connected to certain forms of textured breast implants..."



Resource: sskplasticsurgery.com





Health | How do I know if my prostate is enlarged?

How do I know if my prostate is enlarged?

Article Excerpt: "...Benign prostatic hyperplasia (BPH) is a health issue that becomes more common with age. It's also called an enlarged prostate. The prostate is a small gland that helps make semen. It's found just below the bladder. And it often gets bigger as you get older.

An enlarged prostate can cause symptoms that may bother you, such as blocking the flow of urine out of the bladder. It also can cause bladder, urinary tract or kidney problems.

Many treatments can help BPH. These include...Cystoscopy: A lighted, flexible tool is placed into the urethra. It lets a provider see inside the urethra and bladder. Before this test, you will be given a medicine that keeps you from feeling pain. ...symptoms include:

Urinary tract infection.
Not being able to pee.
Blood in the urine.
"



Resource: www.mayoclinic.org






How much income do you need to qualify for a mortgage in retirement?

How much income do you need to qualify for a mortgage in retirement?

Article Excerpt: "...Can you get a mortgage if you’re retired, even though you no longer receive a regular paycheck? The good news: Yes, you can. Though, qualifying for a mortgage with retirement income comes with specific requirements. Similar to getting a mortgage before retirement, you’ll need to have reliable income now and the foreseeable future that shows you can repay the mortgage, you must have good credit, and have little debt. ..."



Resource: mymortgageinsider.com




Health | This is the tell-tale sign on your TOES that shows you've got high cholesterol

I'm a doctor - this is the tell-tale sign on your TOES that shows you've got high cholesterol

Article Excerpt: "...High cholesterol, which is when your blood contains too much of a fatty substance called cholesterol, can cause called peripheral aerial disease (PAD). ..."



Resource: www.dailymail.co.uk







Saturday, May 6, 2023

Request Military Records, Awards, etc.

Request Military Records, Awards, etc.

Article Excerpt: "...Recent military service and medical records are not online. However, most veterans and their next of kin can obtain free copies of their DD Form 214 (Report of Separation) and the following military service records any of the ways listed below.

DD 214/ Separation Documents

Official Military Personnel File (OMPF)

Replacement Medals

Medical and Health Records

"



Resource: www.archives.gov







U.S. Department of Defense Public Data Listings

U.S. Department of Defense Public Data Listings

Article Excerpt: "...In accordance with OMB Memorandum M-13-13, the Department of Defense provides a machine-readable listing of all publicly releasable datasets on our agency website. This file is in the JavaScript Object Notation (JSON) file format. Further information on JSON is available at http://www.json.org. ...HTML Listing of DoD's datasets"



Resource: defense.gov

U.S. Department of Defense Public Data Listings





We Applaud OPM for Finally Trying to Put a Stop to the 'Dead' Collecting Pensions, etc.

‘Proof of Life’ Notices to Federal Retirees

Article Excerpt: "...the agency cross-matches records from a Treasury Department database of deaths against the federal retirement rolls. If the death has not been reported to OPM, its retirement services (RS) branch attempts to verify the death. If the death is verified, OPM stops the annuitants’ annuity payments and moves to recoup any payments made after the death. If OPM cannot verify the reported death, it sends the annuitant an address verification/proof of life letter—and if there is no response, it can suspend annuity payments pending proof that the person is alive. ..."



Resource: www.fedweek.com







‘America’s retirement score’ drops: Savers only have 78% of income needed

‘America’s retirement score’ drops: Savers only have 78% of income needed

Article Excerpt: "...Fidelity surveyed working Americans and found that there has been a decline in retirement readiness, possibly linked to concerns about inflation and recession. The report scored the financial preparedness of American household and found a five-point decline from the all-time high score of 83, reached in 2020. ..."



Resource: www.benefitspro.com