Statistically speaking, do people with 401k's or pensions have better sustainability in retirement?

Economic Efficiencies Unique to Pensions Enable Plans to Deliver Retirement Benefits at Half the Cost of 401(k) Accounts, With Four-Fifths of the Cost Differential Occurring Post-Retirement

Article Excerpt: "...WASHINGTON, D.C., January 6, 2022 – A new analysis finds that defined benefit (DB) pension plans offer substantial cost advantages over 401(k)-style defined contribution (DC) accounts. A typical pension has a 49 percent cost advantage as compared to a typical DC account, with the cost advantages stemming from longevity risk pooling, higher investment returns, and optimally balanced investment portfolios.

The analysis also indicates that about four-fifths of the cost difference occurs during post-retirement years. Once retired, individuals typically experience substantially higher fees when retirement assets are withdrawn from a workplace retirement plan. ..."

Resource: www.nirsonline.org

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Which Age Group Tops 401(k) Contribution Rates, and How Do You Compare?

Which Age Group Tops 401(k) Contribution Rates, and How Do You Compare?

Article Excerpt: "... If you're approaching retirement but aren't on track to have enough money saved, now might be a good time to try upping your 401(k) contributions. Of all age groups, those aged..."

Resource: www.investopedia.com

401(k) contributions, Which Age Group Tops 401(k) Contribution Rates, How do you compare to your counterparts?,

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FCC Chair Warns Of License Revocations Over ‘News Distortions’

FCC Chair Warns Of License Revocations Over ‘News Distortions’ Regarding Iran Conflict

Article Excerpt: "...Federal Communications Commission (FCC) Chair Brendan Carr issued a public warning to news broadcasters on Saturday, accusing media outlets of “running hoaxes and news distortions” in their coverage of the ongoing military conflict between the United States and Iran. ...the “Fake News Media” for what he described as an “intentionally misleading headline” concerning reports that five U.S. Air Force refueling planes were struck during an Iranian attack in Saudi Arabia. ..."

Resource: www.aol.com

News Distortions, News Hoaxes, Biased Lying Media, Are you getting your news from fake propaganda media sites meant to harm America?,
MORE READING: FCC.gov | Broadcast News Distortion

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WhiteHouse.gov | CNN Is Lying to Undermine Operation Epic Fury’s Crushing Success

CNN Is Lying to Undermine Operation Epic Fury’s Crushing Success

Article Excerpt: "...CNN alleged the Pentagon and the National Security Council “did not plan” for Iran’s willingness to close the Strait of Hormuz. Wrong. As Press Secretary Karoline Leavitt has made crystal clear, the military has planned for this exact contingency for decades. Operation Epic Fury is deliberately designed to annihilate Iran’s navy, missiles, drones, and launch capabilities precisely to eliminate any meaningful threat to global shipping lanes like the Strait of Hormuz — and thanks to President Trump’s commitment to energy dominance, America is fully prepared to crush short-term disruption and emerge stronger than ever. ..."

Resource: www.whitehouse.gov

CNN Is Lying, Operation Epic Fury, CNN is NOT a Trustworthy Media Source, Propaganda Sources Meant to Harm America (CNN), Fake News CNN,

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Retired General and UFO expert’s disappearance in New Mexico is a ‘grave national security crisis,’ reporter warns

UFO expert’s disappearance in New Mexico is a ‘grave national security crisis,’ reporter warns

Article Excerpt: "The mysterious disappearance of a retired Air Force major general with deep expertise about UFOs who went missing without a trace Feb. 28 constitutes a “grave national security crisis,” according to an investigative journalist. ...“This is a man with some of the most sensitive secrets of the United States in his head...McCasland headed up research at Wright Patterson Air Force Base...The base, near Dayton, Ohio, is rumored to be in possession of fragments of extraterrestrial debris ..."

Resource: nypost.com

nypost.com
More Reading: Wife of Missing Retired Air Force General Pushes Back on ‘Misinformation,’ Including His Ties to the 'UFO Community'

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5 New Retirement Rules Taking Effect in 2026: What's Different for Your Money

5 New Retirement Rules Taking Effect in 2026: What's Different for Your Money

Article Excerpt: "...Retirement planning in 2026 comes with new contribution limits, tax breaks and health care changes. Here's what savers and retirees need to know. ..."

Resource: www.kiplinger.com

New Retirement Rules Taking Effect in 2026

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Alabama Senate passes bill allowing 'certain' state retirees to work without losing benefits

Alabama Senate passes bill allowing state retirees to work without losing benefits

Article Excerpt: "...HB 138, sponsored by Rep. Kenneth Paschal, R-Pelham, would allow state retirees to return to work as full time bus drivers while continuing to receive retirement benefits. ...Senate adopted a substitute by Sen. Chris Elliott, R-Josephine, who carried the bill in the chamber, that combines Paschal’s original bill and a bill sponsored by Elliott that allows retired law enforcement officers and state retirees licensed to practice law to continue working."

Resource: alabamareflector.com

More retirees are returning to work as savings fall short of covering rising costs in retirement

More retirees are returning to work as savings fall short of covering rising costs in retirement

Article Excerpt: "...A growing number of older Americans are discovering that retirement isn't always financially sustainable, with a recent AARP survey finding that about 7% of retirees have returned to the workforce in the past six months.

While returning to work after retirement has historically..."

Resource: www.turnto23.com

A New Tax Deduction Could Put Hundreds Back in Seniors’ Pockets

A New Tax Deduction Could Put Hundreds Back in Seniors’ Pockets

Article Excerpt: "...Starting this tax season, eligible seniors can claim a new $6,000 tax deduction, which AARP says could put an average of about $670 back in taxpayers’ pockets. Some people could see even bigger savings. According to AARP, seniors in the 22% tax bracket — those earning roughly between $44,000 and $75,000 — could save as much as $1,320 per person. The deduction applies to the 2025 tax year..."

Resource: www.aol.com

The 5 years before retirement are critical for Americans. Here's why, plus what you can do to prepare

The 5 years before retirement are critical for Americans. Here's why, plus what you can do to prepare

Article Excerpt: "...In addition to developing a budget for retirement, it’s a good time to revisit your retirement plans and goals — after all, things change. When you were younger, maybe you dreamt of traveling the world, but now you’re more interested in living abroad. Or, you might want to move to another city or state to be closer to your children or grandchildren.

Here’s how you can plan ahead in the lead up to your retirement. ..."

Resource: finance.yahoo.com

BENEFEDS | Federal Benefits Enrollment and Changes (FEDVIP, FLTCIP, FSAFEDS)

BENEFEDS | Federal Benefits Enrollment and Changes (FEDVIP, FLTCIP, FSAFEDS)

Article Excerpt: "...BENEFEDS is the online benefit management portal where Federal civilians and uniformed services members can enroll in and manage their FEDVIP dental and vision plans, pay their FLTCIP bills online, and view their FLTCIP payment/FSAFEDS allotment histories. ..."

Resource: www.benefeds.gov/programs

FSAFEDS, FEDVIP, FLTCIP,Federal Benefits Open Season 2025, BENEFEDS,

Understanding Your 2026 Federal Health Benefits Options: FEHB, PSHB, and FEDVIP

Understanding Your 2026 Federal Health Benefits Options: FEHB, PSHB, and FEDVIP

Article Excerpt: "...The Federal Employees Health Benefits (FEHB) program remains the world’s largest employer-sponsored health insurance program—even after the creation of the separate Postal Service Health Benefits (PSHB) program last year. Together, these programs continue to provide millions of federal and postal employees, retirees, and their families with access to comprehensive, affordable health coverage.

For 2026, the FEHB Program will feature 47 carriers with 132 plan options, while the new PSHB Program—covering postal employees and retirees exclusively—will offer 17 carriers and 75 options. ..."

Resource: www.fedweek.com

2026 Federal Health Benefits, FEHB,Postal Service Health Benefits Program (PSHB),FEDVIP, 2026 Open Season,

Senate Democrats block military spending bill as shutdown drags on

Article Excerpt: "...Senate Democrats blocked a $852 billion bill that would fund the Defense Department through September, rejecting Republican efforts to approve individual full-year spending bills as the government shutdown stretches into its third week.

The vote was seen as a litmus test for Democrats..."

Resource: www.washingtonpost.com

Democrats Refuse to Protect Military Pay During Schumer and Hakeem Jeffries Government Shutdown, Government Shutdown 2025 (Democrats),

OPM | Open Season is November 10 – December 8, 2025

OPM | Open Season is November 10 – December 8, 2025

Article Excerpt: "...Please note: The Federal Benefits Open Season ends at 11:59 pm Eastern Time on Monday December 8, 2025 for the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS). Open Season for the Federal Employees Health Benefits Program (FEHB) and Postal Service Health Benefits Program (PSHB) ends at 11:59 pm, per the location of your electronic enrollment system, on Monday December 8, 2025. ..."

Resource: www.opm.gov

OPM | Open Season is November 10 – December 8, 2025

Survey finds 75% of Americans plan to work in retirement. Here's why.

Survey finds 75% of Americans plan to work in retirement. Here's why.

Article Excerpt: "...Once you retire, you may find that you have an entirely new set of hopes and dreams, and that still having a job is one way to achieve them. ..."

Resource: www.usatoday.com