Saturday, September 23, 2023

Retiree Employment | Learn about how you can join the new American Climate Corps

Learn about how you can join the new American Climate Corps

Article Excerpt: "...President Biden is announcing a new initiative to train young people in high-demand skills for jobs in the clean energy economy. The American Climate Corps will put a new generation of Americans to work conserving our lands and waters, bolstering community resilience, advancing environmental justice, deploying clean energy, implementing energy efficient technologies, and tackling climate change. American Climate Corps members will gain the skills necessary to access good-paying jobs that are aligned with high-quality employment opportunities after they complete their paid training or service program.

Sign up to learn about how you can join the American Climate Corps. ..."



Resource: americanclimatecorps.blogspot.com

Employment in Retirement,American Climate Corps,Jobs,Join the American Climate Corps,





APWU retirees rally for the Social Security Fairness Act in the Nation’s Capital

APWU officers, retirees rally for the Social Security Fairness Act in the Nation’s Capital

Article Excerpt: "...The rally was held in support of the Social Security Fairness Act (H.R. 82, S.597), which calls for the repeal of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). The WEP and the GPO either cuts or eliminates the earned benefits of more than 2.5 million retirees. Retirees who earn even part of a public pension from a government job that doesn’t pay into Social Security can lose part or all of their earned Social Security retirement benefits. These unfair, outdated provisions of the Social Security code must be repealed. “I am asking every APWU member to do their part to gain support for the Social Security Fairness Act - H.R. 82..."



Resource: apwu.org

Windfall Elimination Provision (WEP), Social Security Fairness Act,



Tuesday, September 19, 2023

What Day of the Month Do I Get my Social Security Payment?

What Day of the Month Do I Get my Social Security Payment?

Article Excerpt: "...In general, here’s how we assign payment dates:

If you were born on the 1st through the 10th of the month, you’ll be paid on the second Wednesday of the month.
If you were born on the 11th through the 20th of the month, you’ll be paid on the third Wednesday of the month.
If you were born after the 20th of the month, you’ll be paid on the fourth Wednesday of the month.

There are exceptions. For example...

"



Resource: blog.ssa.gov

What Day of the Month Do I Get my Social Security Payment?





Request For Waiver Of Social Security Overpayment Recovery

Request For Waiver Of Social Security Overpayment Recovery

Article Excerpt: "...If you agree that you have been overpaid, but you feel you should not have to pay it back because you did not cause the overpayment and you cannot afford to repay it, you should file Form SSA-632, Request for Waiver of Overpayment Recovery.

If you agree that you have been overpaid and are willing to pay it back, but cannot afford to pay it back at the rate we tell you in the letter, you should file Form SSA-634, Request for Change in Overpayment Recovery Rate.

We will stop recovering the overpayment until we make a decision on your request. ...

"



Resource:

Waiver Of Social Security Overpayment, Form SSA-632BK, SSA-632, SSA-634, Request for Change in Overpayment Recovery Rate,





Biden Admins Attack on Retirees | Social Security demands return of billions in overpayments

Article Excerpt: "A year ago, she was earning $862 a month and receiving about $1,065 in monthly Social Security disability benefits when a letter arrived from the federal government. The Social Security Administration had been overpaying her, the letter said, and wanted money back.

Within 30 days, it said, she should mail the government a check or money order.

For $60,175.90.

“Social Security should be to help people, not to destroy them,” said Addie Arnold, Worrell’s aunt and caregiver. ..."



Social Security demands return of billions in overpayments

Resource: www.ajc.com







Friday, September 15, 2023

How Much You Need Saved To Spend $50K, $75K and $100K a Year in Retirement

How Much You Need To Have Saved To Spend $50K, $75K and $100K a Year in Retirement

Article Excerpt: "The best way to identify the dollar amount you’ll need to save to retire the way you want is to estimate how much you intend to spend every year. ...You’ve probably heard figures like $50,000, $75,000, or even $100,000 tossed around...need a nest egg of $1.25 million for a $50,000 annual retirement income. To generate $75,000..."



Resource: yahoo.com

401(k) vs Pension,Pensions vs savings,





Monday, September 11, 2023

9/11 Heroes Stamp | Remembering 9/11 Terrorist Attack on America

9/11 Heroes Stamp

9/11 Heroes Stamp
Article Excerpt: "..."We will not forget! 9/11 terrorist attack on America. Get the 9/11 Heroes Stamps on Amazon. Mail your letters with this stamp."..."



Resource: Amazon

9/11 Heroes Stamp





Saturday, September 9, 2023

Navy installations transition to DBIDS ID cards for federal civilian retirees Aug. 31

Navy installations transition to DBIDS ID cards for federal civilian retirees Aug. 31

Article Excerpt: "...The Department of Defense earlier this year announced changes to base access procedures for federal civilian retirees, with new credentials required for base access. The Secretary of Defense for Personnel and Readiness issued a memorandum in February canceling the Department of Defense (DoD) civilian retiree identification card effective Aug. 31, 2023. New DoD civilian retiree IDs will no longer be issued, and federal civilian retirees seeking access to Navy installations, including Morale, Welfare, and Recreation (MWR) facilities, will now need to apply for a Defense Biometric Identifications Systems (DBIDS) ID card. The Navy followed suit by issuing instructions to Navy installations regarding the change...."



Resource:

Department of Defense (DoD) civilian retiree identification card





Wednesday, September 6, 2023

Come on Joe! You are killing us with oil inflation you caused. We want our energy independence back

Oil rises to highest in over seven months on [foreign] supply worries

Article Excerpt: "Saudi Arabia is widely expected to extend a voluntary 1 million barrel per day oil production cut into October, prolonging supply curbs engineered by the Organization of the Petroleum Exporting Countries (OPEC) and allies, known collectively as OPEC+, to support prices. ...Russia, the world's second-largest oil exporter, has already agreed with OPEC+ partners to cut oil exports next month... U.S. West Texas Intermediate crude (WTI) "



Resource: www.reuters.com







Inflation is ruining many Americans' efforts to save money for retirement

Inflation is ruining many Americans' efforts to save money for retirement

Article Excerpt: "A quarter of Americans have had to pull back on saving for retirement because of persistent inflation, new data shows, potentially derailing their long-term financial goals for years to come.

In 2022, almost half of those who trimmed their savings, or 12%, stopped putting money away for retirement altogether..."



Resource: www.cbsnews.com

persistent inflation





Sunday, September 3, 2023

More unmarried couples are buying homes together. What to know before you do

More unmarried couples are buying homes together. What to know before you do

Article Excerpt: "Unmarried couples make up 18% of all first-time homebuyers, up from just 4% in 1985, according to a 2022 report by the National Association of Realtors. ...Unmarried couples are significantly more likely to make financial sacrifices to enter homeownership than married couples. ...But unmarried couples should carefully approach making a commitment of this scale. There are often no legal protections they can fall back on, said Cohn. If one person decides to leave, the other can be saddled with the entire mortgage and may not be able to afford it, she said..."



Resource: www.cnbc.com