More Attacks on U.S. Power Grid on Christmas Day 2022 | 3 Washington state substations attacked

Article Excerpt: "...Three electricity substations in the Tacoma, Washington, area were attacked Sunday..."

Resource: Attacks on America

Attacks on U.S. Power Grid

Social Security update: Second check in rare double monthly payment worth $1,755 will arrive 8 days

Social Security update: Second check in rare double monthly payment worth $1,755 will arrive 8 days

Article Excerpt: "...December is one of three months in the year in which people receive two Supplemental Security Income payments. The other months with two installments this year were April and September. ..."

Resource: www.msn.com

Supplemental Security Income payments,Social Security,

Social Security COLA Was Nearly 50% Behind Inflation in 2022 — What It Could Mean for 2023

Social Security COLA Was Nearly 50% Behind Inflation in 2022 — What It Could Mean for 2023

Article Excerpt: "...The Senior Citizens League estimates that the 2022 COLA fell short of actual inflation by an average of 46% a month. The average Social Security payment fell short by $42.35 per month, or more than $508 for the full year. Even with inflation easing — it fell to 7.1% in November, marking its first dip below 8% since February — the rate is still well above the 5.9% COLA. One result is that a rising number of U.S. seniors are living in or near poverty. Recent surveys of adults aged 65 and older by the Senior Citizens League found that one-third of survey participants reported applying for food stamps..."

Resource: yahoo.com

COLA,Social Security,

Nothing But Hot Air for Social Security Pensions While Illegals Treated Like Royalty

Social Security benefits: Is extra $200 monthly payment coming?

Article Excerpt: "...A bill introduced in Congress by Rep. Peter DeFazio (D-Ore.) and Sen. Bernie Sanders (I-Vt.) would put an additional $200 in the pockets of Social Security beneficiaries. “$200 a month can make a significant difference for many people.”..."

Resource: www.nj.com

Never Too Late: Building Muscle and Strength After 60

Never Too Late: Building Muscle and Strength After 60

Article Excerpt: "..."Retirees, take note and flex that bicep...The UAB Center for Exercise Medicine at the University of Alabama has carried out many studies showing that people in their 60s and 70s..."

Resource: Federal Retirement News

Exercise,Health,

Should You Really Start Taking Social Security in 2023?

Should You Really Start Taking Social Security in 2023?

Article Excerpt: "...with stock prices falling and inflation surging. Many people are also concerned that a recession is looming, which could spell trouble for those on the verge of retirement. If this economic uncertainty continues into 2023, is it still the right time to start taking Social Security benefits? Or should you hold off? It depends on a few factors. ..."

Resource: www.fool.com

Social Security

60-day rollover rule: What retirement investors need to know

60-day rollover rule: What retirement investors need to know

Article Excerpt: "...The 60-day rollover rule is one of the many traps that lie in wait for investors rolling over a retirement account such as a 401(k) or IRA. You have to follow the rules exactly, or you could end up paying significant penalties — so it’s tricky and potentially costly if you get it wrong. Fortunately, it’s not that tough to do it correctly, and a little planning can easily get you through it. Here’s how to safely navigate the 60-day rollover rule..."

Resource: www.bankrate.com

60-day rollover rule

10 Best Southeast Cities To Retire on a Budget of $2,300 a Month

10 Best Southeast Cities To Retire on a Budget of $2,300 a Month

Article Excerpt: "...1. Huntsville, Alabama Total monthly expenditure: $2,085.60 Livability: 79 And the best bang for your buck in the Southeast? None other than the one and only Rocket City, otherwise known as Huntsville, Alabama. Huntsville is steeped in history and is regularly touted as one of the fastest-growing cities in the region. It offers retirees a big-city experience with genuine southern hospitality. ..."

Resource: www.gobankingrates.com

10 Best Southeast Cities,Huntsville Alabama,Rocket City,

SWAT team looking for a stolen iPhone swoops in on retired postal worker

SWAT team looking for a stolen iPhone swoops in on retired postal worker

Article Excerpt: "...However, the address’s only resident was Ruby Johnson, 77, (pictured) and no firearms or any of the stolen goods were found on the site. ...The Tame Apple Press has been reminding police that Apple states that "Find My" is designed to pinpoint approximate locations and should not be used as a tool for initiating SWAT raids. However, surely they mean to say that the software does not work as advertised as clearly it did not in this case."

Resource: www.fudzilla.com

Government Assistance Programs for the Retired/Elderly That May Help Suffering Caused by Huge Inflation in America in 2022

Government Assistance Programs for the Retired/Elderly

Article Excerpt: "Seniors do not have to wait until they are over 65 to tap into financial assistance. You can start at any age as most programs target help to households with low incomes. ..."

Resource: www.growingfamilybenefits.com

Inflation 2022,Biden Legacy, Government Assistance Programs for the Retired/Elderly,

Bill Would Give Equal COLA to Both FERS and CSRS Federal Retirees

Bill Would Give Equal COLA to Both FERS and CSRS Federal Retirees

Article Excerpt: "...Lawmakers will face a jam-packed schedule over the coming weeks as they rush to pass a series of bills required to keep government functioning. In addition to those must-pass measures, Congress could look to usher through high-priority items that have gained momentum but previously failed to get over the finish line. That could include a Social Security fix to boost benefits to some federal retirees and tightening the restrictions lawmakers face in trading stocks. ..."

Resource: www.myfederalretirement.com

White House shamed into deleting Social Security boast after Twitter fact-check

Completely out-of-touch with reality: Biden boastful on his huge inflation increase. Brags on Social Security increase that puts retirees even further behind economically with manipulated COLA formula that keeps the largest voting demographic age-group at poverty level in retirement. No sign of an actual increase with the exception of the COLA that under reports true inflation. On the otherside, Republicans want to lower Social Security to 'stabilize' it.

White House shamed into deleting Social Security boast after Twitter fact-check

Article Excerpt: "The Biden administration was forced to delete a Twitter post taking credit for a boost in retirees’ Social Security checks Wednesday after social media users pointed out the increase was tied to decades-high inflation. ...“The increase is adjusted upwards because cost-of-living has gone up. They are literally taking credit for record high inflation. "

Resource: nypost.com

Inflation, Erosion of Social Security Benefits Due to Formula That Skews True Inflation Numbers, Destruction of Retirees,

Special Considerations for Crediting of Military Service in Federal Retirement

Special Considerations for Crediting of Military Service in Federal Retirement

Article Excerpt: "When they retire, most federal civilian employees who are receiving retired military pay have to decide whether to keep that pay or waive it and have those years of military service credited in their civilian annuity computation. However, there are two groups of employees who are eligible to continue receiving military retired pay and have that time credited in their civilian annuity. * if you are..."

Resource: www.fedweek.com

15 Tips for Those Within 10 Years of Retirement

15 Tips for Those Within 10 Years of Retirement

Article Excerpt: "If you're nearing the finish line, it's time to add these items to your to-do list so you'll be ready to retire. ..."

Resource: www.moneytalksnews.com

Federal Retiree Benefits

Federal Retiree Benefits

Article Excerpt: "The Services Online (SOL) program offers federal retirees and survivor annuitants a place to learn more about retirement benefits and make changes to federal annuity payments.

The program provides on-demand access so you can:

Change your federal and state income tax withholding

Change your mailing address

Change your Password

Establish an allotment to an organization

Set up a checking or savings allotment

Sign up for direct deposit for your payment

Update your email address/opt-in to receive information electronically

View/Print annuity statement/verification of income

View/Print 1099-R Tax Forms

View/Print verification of life insurance (FEGLI)

View/Print status of your case while in interim pay

Services Online cannot be used to make any changes to your Federal dental or Federal vision insurance ..."

Resource: www.benefits.gov

Federal Retiree Benefits

★ I'm Dead Now What: End Of Life Organizer and Important Information for My Belongings – October 5, 2022

I'm Dead Now What: End Of Life Organizer and Important Information for My Belongings. When I'm Gone Workbook and final Wishes Paperback – October 5, 2022

Article Excerpt: "I'M DEAD NOW WHAT? is a helpful guide that allows you to record all the important information your loved ones will need in the event of your death. This planner contains everything your family and friends need to know to handle your death. ★It is designed to help you plan your succession and get your affairs in order.★..."

Resource:

I'm Dead Now What,Books,Amazon,Retirement Research,

A Closer Look at 2023 Federal Employee Health Benefits Premiums

Oct. 24, 2022

A Closer Look at 2023 Federal Employee Health Benefits Premiums

...employees and annuitants will, on average, pay 8.7% more in FEHB premiums next year, the largest percentage increase in the last decade. How Premiums are Changing in 2023... Some of the increases and decreases are huge. For example, for active federal and career postal employees, the largest... Almost two-thirds of federal employees are enrolled in one of the Blue Cross Blue Shield (BCBS) plans—Standard, Basic, or FEP Blue Focus. How did the BCBS plan premiums change?

Citation: www.govexec.com
______________________________

Enrollees should use Open Season as a period to conduct a wellness or financial check-up and reassess their health needs and coverage

Oct. 24, 2022

Enrollees should use Open Season as a period to conduct a wellness or financial check-up and reassess their health needs and coverage

The annual Federal Benefits Open Season 2022 starts on November 14 and is open through December 12, 2022. During this time, employees and annuitants can assess their benefits to ensure it is cost-efficient and best addresses the care and services for themselves and their families. “Tens of thousands of enrollees are potentially leaving valuable savings on the table by not taking advantage of Open Season to review their health care coverage and ensure they are receiving the most out of their benefits for themselves and their family,” said Kiran Ahuja, Director of the U.S. Office of Personnel Management (OPM). “Ask yourself – how have my or my family needs changed this past year, and then utilize the Open Season enrollment period to conduct a wellness or financial check-up to make an informed decision that gets you the best care.”

lease note that the below sites will be updated with 2023 plan information by November 14, 2022.

FEHB Plan Information
FEHB Plan Comparison Tool
FEHB Quality Healthcare Scores
FEDVIP Plan information
FEDVIP Plan Comparison Tool
Federal Flexible Spending Account Program

Citation: www.opm.gov

Huntsville, Alabama | #1 in Best Places to Live #54 in Best Places to Retire

Huntsville, Alabama | #1 in Best Places to Live #54 in Best Places to Retire

Article Excerpt: "...Space is at the center of Huntsville's identity. To get a better understanding of the region's ties to the Final Frontier, residents can spend a day touring the U.S. Space and Rocket Center, which documents the history of space exploration. The U.S. Space & Rocket Center is also home to every kid's bucket-list experience: Space Camp. Huntsville has a number of other cultural attractions unrelated to aerospace. For example, the Alabama Constitution Hall Park offers a look at what life was like in Alabama in the 1800s, while the North Alabama Railroad Museum and the Historic Huntsville Depot highlight the history of train travel in north Alabama. Those interested in art should pay a visit to Lowe Mill Arts..."

Resource: realestate.usnews.com

Rocket City, Huntsville, Alabama

Reminder: New Postal Service Health Benefits (PSHB) Program Begins January 2025

Reminder: New Postal Service Health Benefits (PSHB) Program Begins January 2025

Article Excerpt: "...Get the OPM details of the new Postal Service Health Benefits (PSHB) Program [PDF] ...see Sec. 101. Postal Service Health Benefits Program.

The Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025. The PSHB Program coverage will replace Federal Employees Health Benefit (FEHB) Program coverage for these groups.

Citation: www.opm.gov

Please note exceptions do exist:
‘‘(3) EXCEPTIONS.—
‘‘(A) IN GENERAL.—The requirements under paragraphs (1) and (2), as applicable, shall not apply with respect to an individual in the following cases... ..."

Resource: www.opm.gov

Love Music and the Ocean? Check Out a Trip on the Rock Boat!

Love Music and the Ocean? Check Out a Trip on the Rock Boat!

Article Excerpt: "Rock out to days and nights filled with mind-blowing sets and one-of-a-kind collaborations. Enjoy all of the amenities this ship has to offer including a plethora of bars and restaurants plus a variety of intimate venues! The Rock Boat is turning 22 in 2023! Your mission takes place January 23, 2023 with five days of live music, unprecedented collaborations and visits to beautiful beaches. ..."

Resource: www.therockboat.com

Events, Travel, Music, The Rock Boat,Things to do in retirement,

2023 Federal Retiree COLA Announced

2023 Federal Retiree COLA Announced

Article Excerpt: "2023 federal retiree cost-of-living adjustment (COLA) will be 8.7 percent for those under the Civil Service Retirement System (CSRS) and 7.7 percent for those under the Federal Employees Retirement System (FERS). ..."

Resource: www.myfederalretirement.com

COLA 2023,FERS COLA 2023,CSRS COLA 2023,FERS vs CSRS,

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8.7% 2023 COLA hike to Social Security checks won’t cut it, some fear

8.7% hike to Social Security checks won’t cut it, some fear

Article Excerpt: "...recipients are still worried about how they’ll make rent or utility payments. Others fear persistent inflation will just eat into any of the new cash flow. And some are just thankful a few extra dollars might be just enough to cover a new dress or a steak dinner. Around the country, some of the 70 million people who receive Social Security payments are running the numbers..."

Resource: www.dailypress.com

COLA 2023, Social Security COLA 2023,

Cash vs Pension

Cash vs Pension

In these crazy times where our government expects us to work until we are dead or too disabled to continue to work, you need either savings, a pension or both to be able to retire eventually. Fortunately many U.S. blue collar workers have struggled at low wage to garner at least a small social security income. However a social security income is rarely enough to survive on with any dignity. To add insult to injury the extreme liberal, Biden socialist, Democrat destroyers of the American Dream want to freely provide an income, healthcare, food, education, cell phones, free luxury hotel accommodations and transportation to illegal immigrants that have illegally invaded our country. Yet as a working class American you have to work 30+ years just to get a paltry social security income while giving freebies to illegals with your tax dollars. Addiionally the Global Agenda ran by billionaires and corporations have wiped out the ability for most people to earn a pension from employment. So how much money would you need to have saved to draw a small yearly income of $43,000 per year at 4% for almost 21 years in retirement? You would need approximately $90,000. And this does not factor in how little value that money will have under BidenFlation.

Resource: Federal Retirement

Cash vs Pension

Average Retirement Income: Where Do You Stand?

Average Retirement Income: Where Do You Stand?

Article Excerpt: "...According to U.S. Census Bureau data, the median average retirement income for retirees 65 and older is $47,357. The average mean retirement income is $73,228. These numbers are broken down into median and mean to more fully understand the average retirement income...."

Resource: www.annuity.org

What Is New About The U.S. Military Retirement System?

Article Excerpt: "What Is New About This Retirement System? BRS uses the retirement annuity formula that has been in place for years: the average of the service member's highest 36 months of basic pay times 2.5% of their years of service -- but the 2.5% is adjusted downward by half of a percentage point, from 2.5 to 2%. ..."

Resource: www.military.com

Changes to its retirement system on Jan. 1 of 2018, Blended Retirement System,

Here’s the Lowest Your Social Security Increase Is Likely to Be

Here’s the Lowest Your Social Security Increase Is Likely to Be

Article Excerpt: "...An old adage says, “Hope for the best, but prepare for the worst.” What is the worst outlook for the upcoming cost-of-living adjustment (COLA)? Here’s the lowest your Social Security increase will likely be. ...The good news is that you won’t have to wait very long to know for sure what the 2023 Social Security COLA will be. SSA plans to announce the benefits increase in mid-October. It’s likely that the announcement will come on Oct. 13, 2022. That’s the day that the Bureau of Labor Statistics is scheduled to reveal inflation data for September, including the CPI-W. Whatever the exact amount of the increase is, it will almost certainly be the biggest COLA in more than 40 years."

Resource: www.koamnewsnow.com

CPI,CPI-W,Cost of Living Adjustment (COLA) , Retirement,

Retirement | USAGov

Retirement | USAGov

Article Excerpt: "Get the basics on retirement planning and pension benefits, such as how Social Security works, retiring from the civil service, and managing a private pension. "

Resource: www.usa.gov

Retirement Research

Fed expected to raise interest rate today: Here's how it could hit your wallet and portfolio

Fed expected to raise interest rate today: Here's how it could hit your wallet and portfolio

Article Excerpt: "Americans should prepare their finances for even higher interest rates this year. Although the Federal Reserve has increased its benchmark short-term fed funds rate by 2.25% this year, with the last two rate hikes at a whopping 75 basis points each, consumer inflation continues to linger near a 40-year high."

Resource: www.usatoday.com

Reduce Taxes In Retirement With Life Insurance - Tips & Examples

Reduce Taxes In Retirement With Life Insurance - Tips & Examples

Article Excerpt: "...So, what type of policy should you consider?..."

Resource: www.thestreet.com

Postal Service Health Benefits Program (PSHB) will replace FEHB coverage for postal employees, annuitants and eligible family members

Postal Service Health Benefits Program (PSHB) will replace FEHB coverage for postal employees, annuitants and eligible family members

Article Excerpt: "...That program will replace FEHB coverage for postal employees, annuitants and eligible family members but they “may continue to participate in the FEHB Program for the 2022, 2023, and 2024 plan years. Under the postal reform law, the PSHB would make the same plans available and on the same coverage terms as in the FEHB but with their premiums determined separately. One major difference would be that future postal retirees would have to enroll in Medicare Part B when they become eligible, typically at age 65; current postal retirees would retain the option of not enrolling, as would current employees who are age 64 or older before the end of 2024. ..."

Resource: www.fedweek.com

Postal Service Health Benefits Program (PSHB), Federal Employee Health Benefits Program (FEHB)

USPS News Link | Postal news and information

Post USPS | Former employees have rules for new jobs

Article Excerpt: "...The Postal Service wants you to know about the rules that apply to retirees and other former employees. After leaving USPS, former employees may accept a new job with any employer. Depending on what their postal duties were, they may be prohibited from interacting with the Postal Service for a certain time period. ..."

Resource: link.usps.com

USPS News Link | Postal news and information,

Gardening in Retirement Grows in Popularity

Gardening in Retirement Grows in Popularity

When people retire, especially from laborious jobs,they desire to wind down from working for someone else or a created business to focus on positive hobbies that enhance your retirement life. Hordes of people are turning to gardening. Many have transformed backyards in to tropical paradises. While many can afford to pay landscapers to perform the work for them. However, many decide to take a lower budget approach and design and build over time. Here is an example of a pond and garden being developed over time. In this example, a 41 year retiree from the federal government, says his pond area is simply an easy way to bring nature to your backyard while increasing aesthetic value. Join us for a 9 minute tour of a north Alabama backyard pond and garden

Resource: Youtube

Gardening in Retirement

How Inflation Affects Your Retirement Plans

How Inflation Affects Your Retirement Plans

Article Excerpt: "With prices rising at a record rate, many retirees or people planning to retire soon may be increasingly worried about what sort of lifestyle they can afford...inflation still impacts you. It could be worse than average. ... Inflation affects everyone, but you can be especially vulnerable if you’re retired. "

Resource: www.forbes.com

Inflation 2022,Biden Legacy,Kamala Harris Legacy,

Dirty Deeds Done Dirt Cheap: Uncle Biden Needs You as an Armed Special IRS Agent

IRS seeks armed accountants ready for ‘deadly force’

Article Excerpt: "On its jobs page is a listing of vacancies for special agents to be placed around the country to root out financial fraud. But these are opening for more than just financial experts: They will also be armed. Among the job requirements listed: “Carry a firearm and be willing to use deadly force, if necessary.”..."

Resource: www.washingtonexaminer.com

10 Ways to Overcome Ageism While Job Hunting During Retirement

10 Ways to Overcome Ageism While Job Hunting During Retirement

Article Excerpt: "It's never too late to start a new job. It's estimated that, on average, a typical American worker now has more than ten jobs over the course of their lifetime... unfortunately, whether you're inspired to enter a new field or want a new job after you retire, one of the biggest obstacles to re-entering the workforce can be ageism."

Resource: www.entrepreneur.com

Ageism, Age Discrimination, Working in Retirement,

Kimberly Palmer: 5 ways to feel richer (even if you’re not)

Kimberly Palmer: 5 ways to feel richer (even if you’re not)

Article Excerpt: "In some ways, feeling “rich” is less about how many zeroes you have in your bank account and more about knowing how to use them to get what you want out of life. For Liz Gendreau, founder of the website Chief Mom Officer, that feeling comes from... For author and certified financial planner Tom Corley, feeling rich comes from having an ...financial counselor Andi Wrenn in Raleigh, North Carolina, finds that feeling when she... "

Resource: yahoo.com

Feel Richer in Retirement,Retiree Tips,

Why I Chose Travel Writing As My Retirement Career

Why I Chose Travel Writing As My Retirement Career

Article Excerpt: "...I love to work, explore new possibilities, get out of my comfort zone, live a full and exciting life, and hang out with my husband. I chose travel writing as my retirement career so I could enjoy all those things and live a good life...."

Resource: www.travelawaits.com

Retirement Activities,Constructive Retirement,

Crediting Military Service for FERS When You Are Receiving Military Retired Pay

Crediting Military Service for FERS When You Are Receiving Military Retired Pay

Article Excerpt: "You cannot receive credit for any military service in your FERS retirement computation, if you are receiving military retired pay, unless you were awarded the retired pay:

Due to a service-connected disability either incurred in combat with an enemy of the United States or caused by an instrumentality of war and incurred in the line of duty during a period of war, or

Under the provisions of Chapter 1223, Title 10, U.S.C. (pertaining to retirement from a reserve component of the Armed Forces).

However, you can elect to waive the retired pay and have the military service added to your civilian service in computing your FERS annuity. In addition to waiving your military retired pay you MUST pay a deposit for your post 1956 military deposit prior to separating from your agency in order for it to be creditable in your FERS retirement case. ..."

Resource: www.opm.gov

Military Service Credit for Federal/Postal Retirement Purposes,

Retirement Services FERS Information - OPM

Retirement Services FERS Information - OPM

Article Excerpt: "FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan (TSP). Two of the three parts of FERS (Social Security and the TSP) can go with you to your next job if you leave the Federal Government before retirement. The Basic Benefit and Social Security parts of FERS require you to pay your share each pay period. Your agency withholds the cost of the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life. The TSP part of FERS is an account that your agency ..."

Resource: www.opm.gov

FERS Explained,FERS,retirement,

2022 Federal Income Tax Brackets and Rates for Single Filers, Married Couples Filing Jointly, and Heads of Households

2022 Federal Income Tax Brackets and Rates for Single Filers, Married Couples Filing Jointly, and Heads of Households

Article Excerpt: "The standard deduction will increase by $400 ($12,950) for single filers and by $800 ($25,900) for joint filers ..."

Resource: taxfoundation.org

2022 Federal Income Tax Brackets and Rates, Income Taxes 2022,

Here’s how retirees are using their leisure time

Here’s how retirees are using their leisure time

Article Excerpt: "When you retire, you gain eight or more extra hours of leisure time each day. Retirees are generally using that extra time to linger a little longer over meals, sleep, do household chores, and watch a lot more TV, according to recently released American Time Use Survey data..."

Resource: money.usnews.com

Retirement Activities, How do retirees spend their leisure time,

The average Social Security check increased this year due to inflation: Here’s how much it is

The average Social Security check increased this year due to inflation: Here’s how much it is

Article Excerpt: "With inflation at its highest rate since 1982, the Social Security administration made a 5.9% cost-of-living adjustment (COLA) for benefits doled out in 2022. In April 2022, the average monthly benefit for retired workers was $1,666.49. The average monthly benefit spousal benefit was $837.34. ..."

Resource: www.cnbc.com

Average monthly Social Security benefit for retired workers,Social Security, Average Social Security benefit (2022), Average monthly benefit spousal Social Security benefit,

Now I’m delivering novel turns of phrase

https://news.yahoo.com/now-m-delivering-novel-turns-061506591.html

Now I’m delivering novel turns of phrase

Article Excerpt: "...When I was a mail carrier, my days off rotated through the week. I got one actual weekend off every six weeks, and worked all the other Saturdays. I loved that postal schedule, though. It was great to have days off in the middle of the week when other people were working. Stores were empty, and I had hiking trails to myself. I had signed on as a letter carrier at age 23, aware that I would be able to retire at 55, and even back then I knew it was a great deal. ...All I did was stick mail into the holes in people’s houses, and my former salary impresses no one. But I did retire rich. It’s easy to do if you have a solid middle-class union wage and a bit of a pension, and your idea of entertainment is to juice birds and make a bunch of stars."

Resource: yahoo.com

retirement

What Are Alabama Tax Laws for Retirement and Social Security?

What Are Alabama Tax Laws for Retirement and Social Security?

Article Excerpt: "Most states impose an income tax on their residents, and many state income tax systems treat retirees the same way the federal government does, taxing much of their retirement income. Alabama, however, has several favorable provisions that treat retirees better than the IRS. Let's look at some of the most important ways that Alabama deals with retirees for state income tax purposes. Alabama is a generous state to retirees and older residents. With a variety of tax breaks, the state seems to encourage older residents to come and stay within its borders. ..."

Resource: www.fool.com

Alabama is a great State for Retirees, Best States for Retirees, Beautiful States, Conservative States, Low Crime States, Low Cost of Living States,

MORE READING ON ALABAMA:

"Alabama Road Trips: 52 Ideas To Get Away" Book; “Alabama Road Trips: 52 Ideas To Get Away” Book - Walk the silver sands of Alabama’s Gulf Coast beaches. Tour the legendary Muscle Shoals Sound Studio that the Rolling Stones called “rock’n’roll heaven.” Eat some of the country’s best food in Birmingham or visit America’s most important civil rights sites in Montgomery and Selma. This great book, fully revised in 2019, provides a year full of Alabama adventures, and is a must for any traveler; 2019.

37 States That Don't Tax Social Security Benefits

37 States That Don't Tax Social Security Benefits

Article Excerpt: "...Some of them simply don't tax income at all. These include Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. The rest do have an income tax, but they exclude Social Security benefits from taxable income. ..."

Resource: www.nasdaq.com

States That Don't Tax Social Security Benefits

The States That Won’t Tax Your Fed Retirement Income

The States That Won’t Tax Your Fed Retirement Income

Article Excerpt: "...there are many states (14 to be exact) that do not tax pension income at all. Here they are:..."

Resource: hawsfederaladvisors.com

Can I take my FERS pension as a lump sum?

Can I take my FERS pension as a lump sum?

Article Excerpt: "You can request a refund of your pension contributions as a lump sum payment, or you can ..."

Resource: governmentdealfunding.com

Can I take my FERS pension as a lump sum?

Preparing for Retirement When You’ve Gone Through a Divorce

Preparing for Retirement When You’ve Gone Through a Divorce

Article Excerpt: "...As stressful as things might seem, a divorce doesn’t have to put a dent in your savings or delay your retirement. You can prepare as scheduled if you take the right precautions. Here are some tips about preparing for retirement in the midst of a divorce. ..."

Resource: www.nasdaq.com

101 Fun Things to Do in Retirement Paperback

101 Fun Things to Do in Retirement Paperback

Article Excerpt: "The Perfect Retirement Gift, or Simply a Great Read for Anyone That Loves Life and Laughter! REVISED, EXPANDED AND UPDATED ***Welcome to retirement!**** No more morning commute, no more idiotic bosses, no more stressful deadlines! You are now officially off the clock and the world is your oyster! There is no need to be bound by convention. Push the envelope. Do it weird, do it different, but most of all do it fun! Be that cigar chomping rocknroll granny if it takes your fancy. Seriously, if your kids arent worried about what you are up to, then you are probably not doing it right!..."

Resource: Amazon

retirement tips,

What is a good retirement income for a single person?

What is a good retirement income for a single person?

Article Excerpt: "...According to AARP, a good retirement income is about... This is because when you're no longer working, you won't be paying income tax or other job-related expenses. ..."

Resource: www.annuity.org

Single Retirement,Solo Seniors,Retiree Finances,

4 Steps to a Happy Single Retirement

4 Steps to a Happy Single Retirement

Article Excerpt: "According to AARP’s own internal analysis of additional census data, 18% of men and women over 50 never had biological children; it’s 11% for those 75-plus. In addition, the number of Americans who never marry...people with partners or spouses and children can also find themselves facing retirement alone—through divorce or widowhood, if children move far away or become estranged. But those who have always or long been single and childfree know they have only themselves to rely on."

Resource: www.kiplinger.com

Single Retirement, Solo Seniors, Dating, Relationships,

Threats to Retirement Benefits

Threats to Retirement Benefits

Article Excerpt: "First, yes, congress does have the power to cut benefits being received by current federal retirees. ..."

Resource: afsa.org

Online Foreign Service Resources

Online Foreign Service Resources

Article Excerpt: While AFSA does its best to maintain information on all that may concern the Foreign Service community, we readily admit that we are not always the best resource for each and any issue. To supplement our information, we are happy to provide a constantly-increasing list of excellent online resources for a variety of subjects.

Resource: afsa.org

Foreign Service Resources,Ambassador Tracker, The Senior Living Foundation of the American Foreign Service, Retirement Newsletter,

Social Security Expansion Act (SSEA) | H.R.8005

Social Security Expansion Act (SSEA)

Article Excerpt: "...The SSEA would boost benefits for current and new Social Security beneficiaries by $200 per month, or $2,400 per year. Individuals wouldn’t have to wait until their full retirement age under the bill, either. Anyone who turns 62 would be eligible for the increase. In addition, DeFazio and Sanders want to increase Social Security’s cost-of-living adjustments (COLAs). ..."

Resource: www.koamnewsnow.com

Social Security Expansion Act (SSEA), H.R.8005,

Five reasons you may not be receiving the max Social Security benefit – why your benefit is less than expected

Five reasons you may not be receiving the max Social Security benefit – why your benefit is less than expected

Article Excerpt: "...The average Social Security benefit in 2022 is $1,657, while beneficiaries can receive up to $4,194 a month. ...If you're receiving less than you expected, it may be due to one of the following reasons..."

Resource: www.the-sun.com

average Social Security benefit in 2022

Caring for our senior citizens

Caring for our senior citizens

Article Excerpt: "Our state owes a great deal of gratitude to retired Americans, and those about to retire, who have contributed so much to our community. ...Under a new law I voted for, Illinoisans on Medicare are now able to switch supplemental plans without worrying about higher premiums, underwriting or pre-existing conditions. "

Resource: www.journalstandard.com

Retirement and Social Security Benefit Resources - AARP

Retirement and Social Security Benefit Resources - AARP

Article Excerpt: "...Retirement and Social Security benefits guide with help from AARP retirement calculator and tips on when to collect 401k and other investments. ..."

Resource: www.aarp.org

Retirement and Social Security benefits

For federal retirees, COLA is not a retirement panacea for inflation

For federal retirees, COLA is not a retirement panacea for inflation

Article Excerpt: "...“The reality is that CPI-W number that is released by the BLS doesn’t include everything we spend our money on,” Kowalik said in an interview. As cost-of-living is relative to the economy, so too are benefits relative to expenses for retirees. A study from The Senior Citizens League found that since 2000, COLAs have increased Social Security benefits by a total of 64%, yet typical senior expenses through March 2022 more than doubled, at 130%...."

Resource: www.federaltimes.com

2022 | The Highest Gas Prices in U.S. History

Records Broken: Highest U.S. average gas price in the United States history

Article Excerpt: "...average gas price in the United States went above $5 for the first time in history. Now, they’re even higher. The average price as of... Biden next month is planning to visit Saudi Arabia to convince OPEC+ to up energy production ...An analysis in The Hill, however, suggests that the controversial move is unlikely to work."

Resource: nationalinterest.org

Highest Gas Prices in U.S. History (2022)