Surprise: You owe Uncle Sam another 5 years!
Article Excerpt: "...And the HR person casually asks if you are sure you’ve had one of the Federal Employees Health Benefits (FEHB) plans for at least five years. Five years! No, you haven’t been in an FEHB plan for the past five years. You got your health insurance through your significant others’ private employer. Maybe it was less costly. But whatever the reason..."
Resource: federalnewsnetwork.com