Wednesday, December 26, 2018

Four Retirement Planning Mistakes

Four Retirement Planning Mistakes

Read how to avoid these retirement mistakes



Resource: www.fedweek.com



Read More

Monday, December 24, 2018

Is your TSP account suffering pre-recession blues?

Is your TSP account suffering pre-recession blues?

Article Excerpt: "...The G fund has returned 2.8 percent, making it the star performer for this time period. Should you be worried? It depends upon your financial situation. For example, if you are 62 years old, recently retired and already withdrawing funds from the TSP to supplement Social Security and your annuity, then perhaps you should worry. If you are..."



Resource: federalnewsnetwork.com



Read More

Friday, December 14, 2018

Summary of Recent Trends in the Federal Employees’ Retirement System

Federal Employees’ Retirement System: Summary of Recent Trends (PDF)

Article Excerpt: "...This report describes recent trends in the characteristics of annuitants and current employees covered by the Civil Service Retirement System (CSRS) and the Federal Employees’ Retirement System (FERS) as well as the financial status of the Civil Service Retirement and..."



Resource: Federation of American Scientist (fas.org)

Trends in FERS and CSRS (2018)

Read More

Monday, December 10, 2018

House Democrats look to boost federal worker retirement plans

House Democrats look to boost federal worker retirement plans

Article Excerpt: "...Connolly's bill would make COLA adjustments under FERS just as big as they are under CSRS, a change he says it needed to protect the later generations of federal employees. "Over time, we now realize that this two-tiered system fails to protect FERS retirees who are living on a fixed income..."



Resource: www.washingtonexaminer.com

FERS vs CSRS, FERS COLA, CSRS COLA, COLA for federal retirees,

Read More

Thursday, November 15, 2018

Social Security's ultimate insult

Social Security's ultimate insult

Article Excerpt: "...If the same savings had been put in an equity fund that tracks the broad stock market averages (such as the S&P 500) instead of Social Security, your return on retirement could easily amount to five times that amount over a lifetime. Even if you had put your savings in safe government bonds, you could be assured of annual retirement returns of two to three times what Social Security returns pay out..."



Resource: www.foxbusiness.com

Social Security, Ponzi Scheme,

Read More

Wednesday, November 14, 2018

Applying for FERS Disability Retirement: Laying the Foundation

Applying for FERS Disability Retirement: Laying the Foundation

Article Excerpt: "...Are you thinking about applying for FERS Disability Retirement (FDR)? If so, here are three things you should do before you initiate the application process. By checking these items off your list, you can set yourself up for success..."



Resource: www.fedsmith.com

Disability Retirement

Read More

Wednesday, November 7, 2018

Why Do So Many People Claim Social Security at 62?

Why Do So Many People Claim Social Security at 62?

Article Excerpt: "...Seniors who enter their 60s already grappling with serious medical issues are often wise to file for benefits at 62, since doing so will likely result in a higher lifetime payout than they'd get by waiting..."



Resource: finance.yahoo.com



Read More

Thursday, September 27, 2018

Many Under CSRS are Reaching Their Annuity Limit

Many Under CSRS are Reaching their Limit

Article Excerpt: "...Under CSRS, the dollar amount of your annuity cannot exceed 80 percent of your high-3 average salary. That’s the amount you would get if you had 41 years and 11 months of creditable service. Those who have worked in certain occupations..."



Resource: www.fedweek.com



Read More

Tuesday, September 25, 2018

VOTE! How to register to vote #RegisterToVote

Register to Vote and Confirm or Change Registration

Article Excerpt: "...Learn if you're eligible to vote, how to register, check, or update your information..."



Resource: www.usa.gov

#RegisterToVote, Vote,

Read More

Monday, September 17, 2018

2019 Social Security cost-of-living adjustment now expected to be 2.8 percent

2019 Social Security cost-of-living adjustment now expected to be 2.8 percent

Article Excerpt: "...It looks like Social Security benefits will increase by about 2.8% in 2019. Although that's down slightly from an earlier estimate, it still would be the largest benefit boost in seven years..."



Resource: www.investmentnews.com



Read More

Thursday, August 9, 2018

Social Security COLA Looks Likely To Top 3% In 2019

Social Security COLA Looks Likely To Top 3% In 2019

Article Excerpt: "...Overall U.S. inflation (CPI-U) is running at 2.9% as of June, but the index used by Social Security Administration - the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) - is slightly higher at 3.1%. The SSA's equation for the COLA is rather complex..."



Resource: seekingalpha.com

CPI-W

Read More

Tuesday, August 7, 2018

Ben Affleck’s Georgia Plantation Estate Could be Your Little Retirement Paradise

Ben Affleck’s Georgia Plantation Estate Could be Your Little Paradise

Article Excerpt: "...Yes, the renowned actor, filmmaker and philanthropist Ben Affleck is selling his charming Georgia plantation and it will cost you a cool $8.9 million to enjoy this little paradise. The sprawling estate covers 87 acres and it’s located on a secluded private island, around 30 miles south of Savannah – on the Hampton Island Preserve where it overlooks the North Newport River..."



Resource: luxatic.com



Read More

Friday, July 20, 2018

Retirement Backlog Creeps Up, Justice Backtracks on Link Between OPM Hack and Fraud Case

Retirement Backlog Creeps Up, Justice Backtracks on Link Between OPM Hack and Fraud Case

Article Excerpt: "...According to statistics released last week, the retirement backlog increased by less than 200 claims in June to 18,198, up from 18,024. But the number of new claims received jumped from 7,625 in May to 9,397 last month. That total marks a significant increase over the same period in 2017..."



Resource: www.govexec.com

Retirement Backlog, Retirement Information (OPM), OPM,

Read More

Tuesday, July 17, 2018

These retirement cut proposals threaten millions of federal workers

These retirement cut proposals threaten millions of federal workers

Article Excerpt: "...the fact that some workers would pay an additional 6.45% of their salaries would lead to effective pay cuts of thousands of dollars each year...Elimination of supplemental annuities..."



Resource: www.usatoday.com



Read More

Thursday, July 12, 2018

Best Dates to Retire for CSRS and FERS Employees During 2018 and 2019

Best Dates to Retire for CSRS and FERS Employees During 2018 and 2019

Article Excerpt: "...This column discusses the recommended best dates to retire for CSRS and FERS employees during 2018 and 2019...it is important to review some retirement rules and issues affecting employees covered by the Civil Service Retirement System (CSRS) (including CSRS Offset employees) and employees covered by the Federal Employees Retirement System (FERS) (including “Trans” FERS employees)"



Resource: nalcbranch34.com

Best Dates to Retire - 2019, Best Dates to Retire - 2018, FERS Best Day of Month to Retire, CSRS Best Day of Month to Retire,

Read More