Monday, July 29, 2024

Relaxing Retirement Project | A Backyard Aquatic Garden Can Deliver Healthy Serenity

Many retirees find healthy benefits to having a private, calming aquatic garden for your home, condo or apartment. The sounds of a waterfall and chirping birds can relax your soul and possibly lower blood pressure. It is also a great area to add flowers, fruit and veggies organically grown in your own yard. It is so nice to gather fresh blueberries, tomatoes, onions, potatoes, peppers, figs, watermelons and a plethora of other items directly from you own home spaces. The physical upkeep and additions can offer physical, as well as mental health. The sights of swimming fish and the sound of a croaking bullfrog is sure to put a big smile on your face. Give it a try! Here is an example of a watergarden in Huntsville, Alabama. Click the image for pages of ideas, videos, and beautiful pictures:



Sunday, July 7, 2024

The Average American Retires at Age 61.

The Average American Retires at Age 61.

Article Excerpt: "...As of 2022, the average retirement age among U.S. workers is age 61, according to a poll from Gallup. That's up from age 59 in 2002 and age 57 in 1991. This is in line with other research suggesting that workers are choosing to retire later in life. A 2023 report from the Transamerica Center for Retirement Studies, for example, found that nearly half of baby boomers plan to work past age 70 or never retire at all. ..."



Resource: www.aol.com







Biden Never Lived Up To Promise To Increase Social Security Pay For Retirees

How Does Inflation Impact Near Retirees and Retirees?

Article Excerpt: "...inflation harms most older households, the risks vary across the age and wealth distribution. Specifically, inflation harms retirees more than near retirees because – outside of Social Security – retiree income is less indexed to prices, and retirees hold less fixed-rate debt...."



Resource: Boston College







Postal Service Health Benefits (PSHB) Program

Postal Service Health Benefits (PSHB) Program

The Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025. The PSHB Program coverage will replace Federal Employees Health Benefit (FEHB) Program coverage for these groups.

USPS has issued fact sheets on the PSHB program – one for current Postal employees, and one for Postal annuitants. Visiting these links will bring you to a USPS-owned website.



Resource: www.opm.gov

Postal Service Health Benefits (PSHB) Program