Thursday, October 23, 2025

BENEFEDS | Federal Benefits Enrollment and Changes (FEDVIP, FLTCIP, FSAFEDS)

BENEFEDS | Federal Benefits Enrollment and Changes (FEDVIP, FLTCIP, FSAFEDS)

Article Excerpt: "...BENEFEDS is the online benefit management portal where Federal civilians and uniformed services members can enroll in and manage their FEDVIP dental and vision plans, pay their FLTCIP bills online, and view their FLTCIP payment/FSAFEDS allotment histories. ..."



Resource: www.benefeds.gov/programs

FSAFEDS, FEDVIP, FLTCIP,Federal Benefits Open Season 2025, BENEFEDS,





Friday, October 17, 2025

Understanding Your 2026 Federal Health Benefits Options: FEHB, PSHB, and FEDVIP

Understanding Your 2026 Federal Health Benefits Options: FEHB, PSHB, and FEDVIP

Article Excerpt: "...The Federal Employees Health Benefits (FEHB) program remains the world’s largest employer-sponsored health insurance program—even after the creation of the separate Postal Service Health Benefits (PSHB) program last year. Together, these programs continue to provide millions of federal and postal employees, retirees, and their families with access to comprehensive, affordable health coverage.

For 2026, the FEHB Program will feature 47 carriers with 132 plan options, while the new PSHB Program—covering postal employees and retirees exclusively—will offer 17 carriers and 75 options. ..."



Resource: www.fedweek.com

2026 Federal Health Benefits, FEHB,Postal Service Health Benefits Program (PSHB),FEDVIP, 2026 Open Season,





Senate Democrats block military spending bill as shutdown drags on

Article Excerpt: "...Senate Democrats blocked a $852 billion bill that would fund the Defense Department through September, rejecting Republican efforts to approve individual full-year spending bills as the government shutdown stretches into its third week.

The vote was seen as a litmus test for Democrats..."



Resource: www.washingtonpost.com

Democrats Refuse to Protect Military Pay During Schumer and Hakeem Jeffries Government Shutdown, Government Shutdown 2025 (Democrats),





OPM | Open Season is November 10 – December 8, 2025

OPM | Open Season is November 10 – December 8, 2025

Article Excerpt: "...Please note: The Federal Benefits Open Season ends at 11:59 pm Eastern Time on Monday December 8, 2025 for the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS). Open Season for the Federal Employees Health Benefits Program (FEHB) and Postal Service Health Benefits Program (PSHB) ends at 11:59 pm, per the location of your electronic enrollment system, on Monday December 8, 2025. ..."



Resource: www.opm.gov

OPM | Open Season is November 10 – December 8, 2025





Friday, September 5, 2025

Survey finds 75% of Americans plan to work in retirement. Here's why.

Survey finds 75% of Americans plan to work in retirement. Here's why.

Article Excerpt: "...Once you retire, you may find that you have an entirely new set of hopes and dreams, and that still having a job is one way to achieve them. ..."



Resource: www.usatoday.com







Michigan man plans for early retirement after winning $2M on scratch-off ticket

Michigan man plans for early retirement after winning $2M on scratch-off ticket

Article Excerpt: "...an early retirement after winning a $2 million top prize playing the Michigan Lottery's $2,000,000 Lucky instant game.

The 66-year-old man, who wishes to remain anonymous ..."



Resource: www.cbsnews.com

Lottery Winner, Early Retirement,





Claiming the Standard Deduction? Here Are Ten Tax Breaks For Middle-Class Families in 2025

Claiming the Standard Deduction? Here Are Ten Tax Breaks For Middle-Class Families in 2025

Article Excerpt: "Working middle-income Americans won’t need to itemize to claim these tax deductions and credits — if you qualify. ...Here are ten tax breaks available to eligible middle-income taxpayers who claim the standard deduction on their 2025 income tax return. ..."



Resource: www.kiplinger.com

Taxes, Standard Deduction vs. Itemization,





I came out of early retirement after buying an expensive home I didn't need. Here are the mistakes I made.

I came out of early retirement after buying an expensive home I didn't need. Here are the mistakes I made.

Article Excerpt: "...Sam Dogen shares early retirement advice, highlighting mistakes he made that pushed him back into the job market after 10 years. ...I retired at 34 in 2012, and my wife retired a few years later at 35 in 2015. We've been mainly living off ..."



Resource: www.businessinsider.com

Retirement Tips,Retiree Tips, Returning to Work After Retirement, Early Retirement Advice,





What's the $1,000 a month rule for retirement (and why does it matter)?

What's the $1,000 a month rule for retirement (and why does it matter)?

Article Excerpt: "...Social Security benefits average only about $1,900 per month currently, leaving a significant gap between what retirees need and what they'll actually receive. And, with traditional pensions increasingly rare and healthcare and living costs rising, millions of seniors and soon-to-be retirees are facing the harsh reality that they haven't saved nearly enough for their golden years. ...even those who have been diligent about saving for retirement will need to understand how much income they can generate each month. That's where the $1,000 a month rule for retirement comes in. This rule can"



Resource: www.cbsnews.com







Healthcare costs in retirement could now cost you $165K. 7 financial pros share their secrets on how to prepare smartly

Healthcare costs in retirement could now cost you $165K. 7 financial pros share their secrets on how to prepare smartly

Article Excerpt: "...Even with Medicare, you're likely going to shell out a lot for healthcare in retirement. Indeed, Fidelity research shows that a 65-year-old who retired last..."



Resource: www.marketwatch.com

Healthcare costs in retirement





Reading | My Life's Ride [Paperback] – May 30, 2025 by Rick Valente

Reading | My Life's Ride [Paperback] – May 30, 2025 by Rick Valente

My Life's Ride Paperback Book Cover Image
Article Excerpt: "...Life is the ultimate workout. It tests your strength, pushes your limits, and demands everything you’ve got. In My Life’s Ride, Rick Valente—former Mr. Los Angeles and host of ESPN’s BodyShaping—shares his story of turning challenges into fuel for growth and building a life rooted in strength, resilience, and positivity.

In this memoir, Rick takes you through his rise in bodybuilding, his success as a fitness model, and his time shaping lives on TV. But this isn’t just a highlight reel—it’s a raw and honest account of the adversity that tested his mental and physical endurance, including the devastating losses of so many loved ones along the way.

Through it all, Rick discovered that the most important muscle to strengthen is the mind. The principles of fitness—discipline, consistency, and the ability to push through the pain—apply just as much to life as they do to the gym. ..."



Resource: Amazon

Reading, My Life's Ride [Paperback],



Looking for Common-sense Solutions to Everyday Problems? Visit Dear Annie®

Looking for Common-sense Solutions to Everyday Problems? Visit Dear Annie®

Check out the great nationally syndicated Dear Annie column. Advice columnist Annie Lane is a young wife and mother with a gift for helping other people solve problems. ... Check out her columns



Resource: www.creators.com

Check Out More Content From www.creators.com, Dear Annie®, Common-sense Solutions to Everyday Problems, Life Tips,





I'm 63 years old, worked hard my entire life, and I just got fired after announcing my retirement

I'm 63 years old, worked hard my entire life, and I just got fired after announcing my retirement

Article Excerpt: "...Announcing your retirement a few months in advance is often considered a courtesy to your company. Not only does it give your employer time to manage the transition and hire a replacement, but it also gives you plenty of time to get your personal finances in order. But what happens if ..."



Resource: finance.yahoo.com

Retirement Tips,





Sunday, August 3, 2025

New Access to Data Aids Probes into Fraud against Federal Retirement Program, Says Report

New Access to Data Aids Probes into Fraud against Federal Retirement Program, Says Report

Article Excerpt: "...The inspector general’s office at OPM has said that access it gained last year to data in the Treasury Department’s “Do Not Pay” database is boosting its investigations into fraud against the federal retirement program.

That access “allows our investigative staff to use the robust death data available via the portal to compare the OPM annuity rolls with the death sources in the DNP system and perform searches for deceased annuitants and survivor annuitants. Thus far, we have found 1,200 annuitant records and more than $15 million in annual annuities for the OPM OIG to review for potential investigation and action,” the IG said in a report. ..."



Resource: www.fedweek.com

Fraud Prevention, Treasury Department, “Do Not Pay” database (DNP System), DNP portal,





Monday, July 28, 2025

Science Officially Confirmed That The 10,000 Steps Rule Is Outdated. Here's The New Number To Target

Science Officially Confirmed That The 10,000 Steps Rule Is Outdated. Here's The New Number To Target

Article Excerpt: "...For the review, researchers analyzed data from 88 different studies, looking at how step counts were linked with the risk of developing a slew of health conditions. Overall, the researchers discovered that the risk of developing serious health conditions like cardiovascular disease, dementia, cancer, type 2 diabetes, and depression was lower in people who logged..."



Resource: www.msn.com