tag:blogger.com,1999:blog-40449995112104199322024-03-18T07:35:11.903-05:00Federal RetirementA news and educational resource pooling excerpts from various news and information sources from the web for the Federal Retiree.Unknownnoreply@blogger.comBlogger641125tag:blogger.com,1999:blog-4044999511210419932.post-10993714816698047352024-03-18T07:34:00.003-05:002024-03-18T07:34:33.262-05:0013 Places Where You Can Live on as Little as $1,500 a Month<h2><a href="https://internationalliving.com/places-where-you-can-live-on-as-little-as-1500-a-month/" title="13 Places Where You Can Live on as Little as $1,500 a Month"><font color="blue"><u> 13 Places Where You Can Live on as Little as $1,500 a Month</u></font></a></h2>
<p><b>Article Excerpt:</b> "...While the costs of everyday life may be rising back home, there are places overseas where $1,500 a month covers you for housing, healthcare, food, fun…the whole nine yards. And that’s for a couple. If you’re flying solo, you can call these places home for even less. <br><br>
Thousands of folks have already discovered this and are taking advantage of it. So why not join them and start exploring your options today?<br><br>
There are many good-value locales around the globe, but some truly stand out for their value. Here are 13 retirement spots..."</p><br><br>
<b>Resource: internationalliving.com</b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-58421023493583992792024-03-12T08:40:00.005-05:002024-03-12T08:40:48.771-05:00Feb. 2024 CPI | Inflation Continues to Rise<h2><a href="https://www.nytimes.com/live/2024/03/12/business/cpi-inflation-fed" title="Inflation ticked up in February"><font color="blue"><u> Inflation ticked up in February</u></font></a></h2>
<p><b>Article Excerpt:</b> "...The Consumer Price Index climbed 3.2 percent last month from a year earlier, up from 3.1 percent in January. ...After stripping out volatile food and fuel costs for a better sense of the underlying trend, inflation came in at 3.8 percent, slightly faster than economists had expected..."</p><br><br>
<b>Resource: www.nytimes.com</b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-63568885337428336772024-03-12T08:32:00.001-05:002024-03-12T08:32:31.921-05:00Report shows 14% of retirees have returned to work<h2><a href="https://www.moneymarketing.co.uk/news/14-of-retirees-have-gone-back-to-work/" title="Report shows 14% of retirees have returned to work"><font color="blue"><u> Report shows 14% of retirees have returned to work</u></font></a></h2>
<p><b>Article Excerpt:</b> "...With the cost of living increasing, 14% of retirees over 55 have gone back into the world of work, according to Standard Life.
The company’s Retirement Voice report also found 4% of retirees are considering returning to employment.
Men are more likely than women to return to work once retiring (16% compared to 12%)...."</p><br><br>
<b>Resource: www.moneymarketing.co.uk </b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-78875414931815703242024-03-12T08:23:00.004-05:002024-03-12T08:23:44.080-05:00Meet the typical retiree<h2><a href="https://www.businessinsider.com/retirement-age-income-education-retiree-ages-income-marital-status-states-2024-3" title="Meet the typical retiree"><font color="blue"><u> Meet the typical retiree</u></font></a></h2>
<p><b>Article Excerpt:</b> "A married woman in her 70s living on $30,000 a year in Maine or Florida...Baby boomers are in their retirement era.
Of the generation born between 1946 and 1964, per Pew Research, less than 20% of Americans over the age of 65 were employed as of 2023. However, that's more than double the share of retirement-age people working 35 years ago.
It's why a retirement crisis is looming, with many potential retirees either facing financial vulnerability or having to work until they die. ..."</p><br><br>
<b>Resource: www.businessinsider.com</b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-8944192465219114082024-03-08T08:17:00.000-06:002024-03-08T08:17:54.971-06:00Nearly Half of Americans Failed This Social Security Quiz About Retirement<h2><a href="https://www.kiplinger.com/retirement/social-security/many-americans-failed-this-social-security-quiz" title="Nearly Half of Americans Failed This Social Security Quiz About Retirement"><font color="blue"><u> Nearly Half of Americans Failed This Social Security Quiz About Retirement</u></font></a></h2>
<p><b>Article Excerpt:</b> "How many of these questions on retirement benefits do you know?...Nearly 80% of people nearing retirement don't have a basic knowledge of Social security retirement benefits, according to a <a href="https://www.massmutual.com/about-us/news-and-press-releases/press-releases/2024/02/nearly-80-of-near-retirees-failed-or-barely-passed" target="_blank">recent report by MassMutual</a>. <br><br>
In its annual Social Security retirement benefits quiz, the life insurance company found that, while that is an improvement from years past, the results are still less than stellar. <br><br>
For the report, Mass Mutual polled ..."</p><br><br>
<b>Resource: www.kiplinger.com </b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-20852191624341822892024-02-29T05:32:00.002-06:002024-02-29T05:34:42.924-06:00Here's how marriage and divorce will affect your Social Security benefits<h2><a href="https://www.usatoday.com/story/money/personalfinance/retirement/2024/02/29/social-security-spousal-benefits/72743710007/" title="Here's how marriage and divorce will affect your Social Security benefits"><font color="blue"><u> Here's how marriage and divorce will affect your Social Security benefits</u></font></a></h2>
<p><b>Article Excerpt:</b> "Social Security benefits are a substantial source of income for many older adults. Among those age 65 and older...If you're married or divorced, you could be entitled to a special type of Social Security. The average retiree eligible for this type of benefit collects around..."</p><br><br>
<b>Resource: www.usatoday.com </b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-28397124985485398162024-02-29T05:19:00.005-06:002024-02-29T05:19:51.928-06:00Retirement balances are at their highest in nearly two years, with 20% jump in 401(k) millionaires <h2><a href="https://www.marketwatch.com/story/retirement-balances-are-at-their-highest-in-nearly-two-years-with-20-jump-in-401-k-millionaires-92b2fcbf" title="Retirement balances are at their highest in nearly two years, with 20% jump in 401(k) millionaires "><font color="blue"><u> Retirement balances are at their highest in nearly two years, with 20% jump in 401(k) millionaires </u></font></a></h2>
<p><b>Article Excerpt:</b> "...The average 401(k) account balance was up 14% from last year, at $118,600, Fidelity said ..."</p><br><br>
<b>Resource: www.marketwatch.com</b><br><br>
<tag>401(k), Average 401(k) Account Balance 2024 ($118,600), </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-29055563108302028272024-02-29T04:55:00.000-06:002024-02-29T04:55:45.597-06:00OPM | Disability Retirement Info | If you have been separated from Federal service for more than 31 days<h2><a href="https://www.opm.gov/retirement-center/fers-information/types-of-retirement/#url=Disability" title="OPM | Disability Retirement Info | If you have been separated from Federal service for more than 31 days"><font color="blue"><u>OPM | Disability Retirement Info | If you have been separated from Federal service for more than 31 days </u></font></a></h2>
<p><b>Article Excerpt:</b> "...Your application for disability retirement must be received by OPM within one year after the date of your separation. If you have been separated from Federal service for more than 31 days, your former employing agency may no longer have your personnel records and may not be able to recover them in time to process your disability retirement application and submit it to OPM within the <b>one-year time limit.</b> If this is the case, you should submit your application directly to OPM rather than to your agency. ..."</p><br><br>
<b>Resource: www.opm.gov</b><br><br>
<tag> Disability Retirement,Office of Personnel Management (OPM),Disability Retirement application,</tag><br><br>
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Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-73977606730197152832024-02-23T06:57:00.000-06:002024-02-23T06:57:00.425-06:00The Wealthy Often Underestimate What It Takes To Maintain Their Standard Of Living In Retirement<h2><a href="https://finance.yahoo.com/news/rich-people-often-underestimate-takes-170840274.html" title="Rich People Often Underestimate What It Takes To Maintain Their Standard Of Living In Retirement"><font color="blue"><u> Rich People Often Underestimate What It Takes To Maintain Their Standard Of Living In Retirement</u></font></a></h2>
<p><b>Article Excerpt:</b> "...In many ways, this is a perception versus reality problem. What rich people perceive to be true — and what is — regarding their finances, can have a massive impact on their futures. <br><br>
Here are some of the many reasons why rich people often underestimate how much they must save for a comfortable retirement. <br><br>
As the value of homes increased, many households felt more financially secure without fully accounting for their..."</p><br><br>
<b>Resource: finance.yahoo.com </b><br><br>
<tag>Standard Of Living In Retirement </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-17381444159484709222024-02-17T10:21:00.005-06:002024-02-17T10:25:25.539-06:00Pension Spiking | Increase Your High Three <h2><a href="https://en.wikipedia.org/wiki/Pension_spiking" title="Pension Spiking | Increase Your High Three"><font color="blue"><u>Pension Spiking | Increase Your High Three </u></font></a></h2>
<p><b>Article Excerpt:</b> "Pension spiking, sometimes referred to as "salary spiking", is the process whereby public sector employees are granted large raises, bonuses, incentives or otherwise artificially inflate their compensation in the time immediately preceding retirement in order to receive larger pensions than they otherwise would be entitled to receive. This <b>artificially inflates the pension payments due to the retirees.</b> ..."</p><br><br>
<b>Resource: wikipedia.org </b><br><br>
<tag>Pension Spiking, Salary Spiking, </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-38893347333134787972024-02-17T10:12:00.002-06:002024-02-17T10:12:32.296-06:00New California ruling targets pension ‘spiking’ as retirees appeal for relief<small>Lea este artículo <a href="https://calmatters.org/calmatters-en-espanol/2024/01/nuevo-fallo-de-california-apunta-al-aumento-de-las-pensiones-en-momentos-que-los-jubilados-piden-ayuda/" target="_blank" title="en español">en español</a>.</small>
<h2><a href="https://calmatters.org/economy/2024/01/california-pensions/" title="New California ruling targets pension ‘spiking’ as retirees appeal for relief"><font color="blue"><u> New California ruling targets pension ‘spiking’ as retirees appeal for relief</u></font></a></h2>
<p><b>Article Excerpt:</b> "California retirees are losing income as their pension funds make adjustments to comply with a 2013 law that attempted to curtail “spiking.”...Until 2020, the Ventura fund permitted workers to choose a 12- or 36-month period to calculate their average income. Those dates did not have to align with a calendar year, and an employee over a 12-month period could cash out unused hours of personal leave in amounts that exceeded a single year’s vacation buydown allowance.
The appeals court upheld the Ventura retirement fund’s decision to prohibit such “straddling. — or, as the Ventura retirement fund’s attorney Ashley Dunning labeled it, “<a href="https://en.wikipedia.org/wiki/Pension_spiking" target="_blank">pension spiking</a>.”..."</p><br><br>
<b>Resource: calmatters.org</b><br><br>
<tag><a href="https://en.wikipedia.org/wiki/Pension_spiking" target="_blank" title="Pension spiking">Pension spiking</a>, </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-70122390123529286382024-02-17T09:46:00.001-06:002024-02-17T09:52:06.968-06:00Why Delaware is the Best State to Retire<h2><a href="https://www.capegazette.com/affiliate-post/tavel-leisure-why-delaware-best-state-retire/265653" title="Why Delaware is the Best State to Retire"><font color="blue"><u> Why Delaware is the Best State to Retire</u></font></a></h2>
<p><b>Article Excerpt:</b> "The First State offers many perks to retirees, who now make up a fifth of its population.
Delaware may be one of the smallest states, but its beautiful Atlantic Ocean coastline, favorable tax policies, and wellness amenities have made it a popular choice for retirees. According to Census data, almost 21 percent of its population (approximately one million in 2022) consisted of people 65 and over. And Bankrate recently ranked the First State as the second-best state...Delaware’s 25-mile coastline attracts the most interest from retirees. ...<a href="https://www.travelandleisure.com/why-delaware-is-best-state-to-retire-8347057" target="_blank" title="This East Coast State Is One of the Best Places to Retire in the U.S.">Click Here</a> to read the entire article by Dobrina Zhekova"</p><br><br>
<b>Resource: www.capegazette.com </b><br><br>
<tag> </tag><br><br>
<br>More Reading: CRIME STATS for Delaware: <a href="https://www.safewise.com/blog/safest-cities-delaware/" target="_blank">Delaware's property crime rate of 19.4 is just slightly <b>higher than the national average</b> of 19.3 and the nineteenth-highest in the nation. Likewise, <b>Delaware's violent crime rate of 4.2 is higher than the national average</b> of 4.0 and the fifteenth-highest in the nation. www.safewise.com</a><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-76543623367343398702024-02-17T09:38:00.001-06:002024-02-17T09:38:33.124-06:00Montgomery city retirees react to insurance controversy<h2><a href="https://www.wsfa.com/2024/02/16/more-montgomery-city-retirees-react-insurance-controversy/" title="Montgomery city retirees react to insurance controversy"><font color="blue"><u> Montgomery city retirees react to insurance controversy</u></font></a></h2>
<p><b>Article Excerpt:</b> "...Retirees have claimed they have contacted the city of Montgomery but have not received a call back or a solution to their problem.
Amwins Senior Vice President Justin Goodwin told WSFA 12 News he has talked to over 40 Montgomery retirees. He said none of them had a similar situation or had an issue that could not be resolved.
“I have yet to deal with a medical provider not accepting the plan or them losing a provider because of the coverage,” Goodwin said. “No issue like that has escalated up to me, and that’s a pretty big one.”..."</p><br><br>
<b>Resource: www.wsfa.com</b><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-60138319955915087212024-02-13T06:56:00.002-06:002024-02-13T06:56:35.442-06:00Medigap vs. Medicare Advantage: What’s the Difference?<h2><a href="https://www.nerdwallet.com/article/insurance/medicare/medigap-vs-medicare-advantage" title="Medigap vs. Medicare Advantage: What’s the Difference?"><font color="blue"><u> Medigap vs. Medicare Advantage: What’s the Difference?</u></font></a></h2>
<p><b>Article Excerpt:</b> "...Signing up for Medicare involves making important decisions. For instance, you can sign up for a Medicare Advantage plan or enroll in Medicare Supplement Insurance, or Medigap.
You can't sign up for both types of coverage, so you'll want to understand how each works. The biggest difference between Medigap and Medicare Advantage is that with a Medigap plan, you have the freedom to see any doctor that accepts Medicare, whereas with Medicare Advantage, you must get care within the plan's network of doctors and hospitals unless it's an urgent or emergency situation.
Here's what you should know. ..."</p><br><br>
<b>Resource: www.nerdwallet.com </b><br><br>
<tag> Medigap vs. Medicare Advantage, </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-47013954825962025212024-02-13T06:38:00.004-06:002024-02-13T06:38:31.093-06:00The Villages | Your Retirement Adventure Starts Here<h2><a href="https://www.thevillages.com" title="The Villages | Your Retirement Adventure Starts Here"><font color="blue"><u>The Villages | Your Retirement Adventure Starts Here </u></font></a></h2>
<p> <div class="separator" style="clear: both;"><a href="https://www.thevillages.com/" style="display: block; padding: 1em 0; text-align: center; clear: left; float: left;"><img alt="" border="0" width="200" data-original-height="358" data-original-width="694" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMKpeZ5dJRFYzB-Bmv06MqovAzbDf8txBLW4r_vowMcEXhw7sRNhntGkhUjDYviwpmvHNYS1OATZaAIRLUr-r7-yrU6C47uy-I-xlPUeTAKgj-EPdEijkhY9DldTYMiq2slfeMwEA-w7rYMQ3Uyd2nmJZXaWexkXXXTEnMojxE6F3LKy5RBPkpakCyAUm0/s200/TheVillages.JPG"/></a></div> <b>Article Excerpt:</b> "It's A Pretty Special Place<br><br>
The Villages is a collection of quaint retirement neighborhoods located in the heart of Florida nestled between two beautiful coastlines, ports of travel and theme parks. Each neighborhood is unique in its charm and personality and connected in ways where all the lifestyle here for you to enjoy is just a golf car ride away.<br><br>
<a href="https://www.thevillages.com/freetour/" target="_blank" title="The Villages FREE Information Catalog">Free Information Catalog</a>
...<br><br>"</p><br><br>
<b>Resource: www.thevillages.com </b><br><br>
<tag> </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-53230187890448013002024-02-13T06:25:00.000-06:002024-02-13T06:25:03.948-06:00NALCREST, Florida 33898 | NALCREST retirement community for retired National Association of Letter Carriers (NALC) members and their spouses<h2><a href="https://postalmuseum.si.edu/research-articles/postal-employees-after-hours/retirement" title="NALCREST is a unique retirement community designated specifically for retired National Association of Letter Carriers (NALC) members and their spouses"><font color="blue"><u> NALCREST is a unique retirement community designated specifically for retired National Association of Letter Carriers (NALC) members and their spouses</u></font></a></h2>
<p><b>Article Excerpt:</b> "...William Doherty, president of the NALC from 1941 to 1962 pushed this initiative near the end of his presidency. In 1963, 253 acres were bought near Lake Weohyakapka or Lake Walk on Water, in Central Florida. The acronym stands for the National Association of Letter Carriers Retirement, Education, Security, and Training. Because of Housing & Urban Development laws and the fact that the land was mortgaged, anyone, including non-NALC members could live on the grounds. That changed in 2002 when the mortgage was paid off and NALCREST began to serve its intended community: NALC members. It is currently <b>still only available to retired NALC members in good standing</b>.
NALCREST has ..."</p><br><br>
<b>Resource: postalmuseum.si.edu </b><br><br>
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<br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-52407742770417394552024-02-08T09:32:00.001-06:002024-02-08T09:32:23.660-06:00Emergency court order will protect retirement plans impacted by local company’s alleged embezzlement<h2><a href="https://news.yahoo.com/emergency-court-order-protect-retirement-163751858.html" title="Emergency court order will protect retirement plans impacted by local company’s alleged embezzlement"><font color="blue"><u> Emergency court order will protect retirement plans impacted by local company’s alleged embezzlement</u></font></a></h2>
<p><b>Article Excerpt:</b> "The United States Department of Labor received an emergency court order to protect retirement plan assets owned by a Sewickley company that allegedly embezzled millions of dollars from those plans. ...According to the <a href="https://www.dol.gov/" target="_blank" title="www.dol.gov">Department of Labor</a>, <a href="https://www.dol.gov/newsroom/releases/ebsa/ebsa20240206" target="_blank">RiversEdge Advanced Retirement Solutions LLC</a> and its owner, Paul Palguta, embezzled over $5.5 million from plans they administered. ..."</p><br><br>
<b>Resource: yahoo.com</b><br><br>
<tag>Embezzlement of Retirement Plan (alleged), </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-71077911129616088352024-02-08T09:09:00.001-06:002024-02-08T09:09:14.002-06:00Air Force seeks retirees to come back to active duty<h2><a href="https://www.airforcetimes.com/news/your-air-force/2024/02/07/air-force-seeks-retirees-to-come-back-to-active-duty/" title="Air Force seeks retirees to come back to active duty"><font color="blue"><u> Air Force seeks retirees to come back to active duty</u></font></a></h2>
<p><b>Article Excerpt:</b> "...Regret retiring? Here’s your shot at a second chance in the Air Force.
The service announced Wednesday that it will reopen a recall program to fill as many as 1,000 mid-career commissioned and enlisted jobs, including pilots, combat systems officers, recruiters, air traffic controllers and more. ...The application window for the <a href="https://www.retirees.af.mil/Library/Return-to-Active-Duty/" target="_blank" title="Voluntary Retired Return to Service Program (VRRAD)"><u>Voluntary Retired Return to Service Program</u></a> opens Thursday, the Air Force said in a release. Applications must be submitted by Jan. 31, 2026, to serve on active duty for no more than 48 months. Those selected can expect to return to uniform between four and six months after they apply.
“The VRRAD program is a"</p><br><br>
<b>Resource: www.airforcetimes.com </b><br><br>
<tag> </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-46160416584531533452024-02-08T08:56:00.002-06:002024-02-08T08:56:31.485-06:00I'm Selling My House to Downsize for Retirement, and I'll Net $620k. Do I Have to Pay Capital Gains Taxes?<h2><a href="https://finance.yahoo.com/news/im-selling-house-downsize-retirement-123000978.html" title="I'm Selling My House to Downsize for Retirement, and I'll Net $620k. Do I Have to Pay Capital Gains Taxes?"><font color="blue"><u> I'm Selling My House to Downsize for Retirement, and I'll Net $620k. Do I Have to Pay Capital Gains Taxes?</u></font></a></h2>
<p><b>Article Excerpt:</b> "...When you sell your primary home, the IRS allows you to exclude a significant portion of the profit from your taxes. This exclusion – $250,000 for single filers and $500,000 for married, joint filers – is large enough that many sellers don't end up paying federal taxes on the capital gains from a home sale. But if you’re netting..."</p><br><br>
<b>Resource: yahoo.com</b><br><br>
<tag>Capital Gains Taxes </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-54150657752246243902024-02-04T10:42:00.000-06:002024-02-04T10:42:02.580-06:00If you want to age in place in retirement, experts say these are the things you should consider<h2><a href="https://www.cnbc.com/2024/02/03/here-are-things-to-consider-if-you-want-to-age-in-place-in-retirement.html" title="If you want to age in place in retirement, experts say these are the things you should consider"><font color="blue"><u> If you want to age in place in retirement, experts say these are the things you should consider</u></font></a></h2>
<p><b>Article Excerpt:</b> "...There’s no place like home — especially as you age.
Most adults ages 50 and up — 77% — want to stay in their homes long term, according to AARP.
Yet many are putting off the necessary improvements and upgrades to their homes to make that possible. ..."</p><br><br>
<b>Resource: www.cnbc.com</b><br><br>
<tag> </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-54796833867598186252024-02-02T10:46:00.002-06:002024-02-02T10:51:58.103-06:00Smaller house, lower costs: How radical downsizing can create an affordable retirement and peace of mind <h2><a href="https://www.marketwatch.com/story/smaller-house-lower-costs-how-radical-downsizing-can-create-an-affordable-retirement-and-peace-of-mind-b958a273" title="Smaller house, lower costs: How radical downsizing can create an affordable retirement and peace of mind "><font color="blue"><u>Smaller house, lower costs: How radical downsizing can create an affordable retirement and peace of mind </u></font></a></h2>
<p><b>Article Excerpt:</b> "Getting rid of stuff is a challenge, but it can pay off in the long run. ...For millions of retirees, downsizing straddles the challenging area between desire and necessity. Singles or couples may not need a 2,000-square-foot-plus home. A pressing need to reduce living expenses may also be a deciding factor. A smaller living space typically means lower tax and smaller bills for utilities and maintenance...."</p><br><br>
<b>Resource: www.marketwatch.com</b><br><br>
<tag> </tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-75768371914832042652024-01-24T11:26:00.007-06:002024-01-24T11:26:59.380-06:00Financial Planning Advice for Seniors<h2><a href="https://www.actsretirement.org/latest-retirement-news/blog/2017/10/24/financial-planning-advice-for-seniors/" title="Financial Planning Advice for Seniors"><font color="blue"><u> Financial Planning Advice for Seniors</u></font></a></h2>
<p><b>Article Excerpt:</b> "...following are pieces of financial advice that seniors should take into consideration as they plan their budgets. ..."</p><br><br>
<b>Resource: www.actsretirement.org</b><br><br>
<tag> Financial Planning Advice for Seniors</tag><br><br>
<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-74101637494173052024-01-24T11:24:00.000-06:002024-01-24T11:24:14.038-06:00Saving Money After Retirement: How to Save When You Retire<h2><a href="https://www.actsretirement.org/retirement-resources/resources-advice/finance-saving-money/saving-money-after-retirement/" title="Saving Money After Retirement: How to Save When You Retire"><font color="blue"><u> Saving Money After Retirement: How to Save When You Retire</u></font></a></h2>
<p><b>Article Excerpt:</b> "...The short answer is yes. You can absolutely maintain your lifestyle and save money while you're retired. Not only that, but you can thrive in retirement – traveling the world, exploring new hobbies, and doing pretty much whatever you want. ...Post retirement, you’re likely interested in various ways you can save money. Sure, you may have put money away in your retirement fund, and you receive social security, but it doesn’t mean your days of saving are over. ..."</p><br><br>
<b>Resource: www.actsretirement.org</b><br><br>
<tag> Saving Money After Retirement, How to Save When You Retire, </tag><br><br>
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<br> Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-7482375011908243702024-01-24T11:15:00.002-06:002024-01-24T11:15:25.731-06:00Retirees Spend Nearly $5,000 a Month — Here’s Where Their Income Goes and How To Plan Accordingly<h2><a href="https://finance.yahoo.com/news/retirees-spend-nearly-5-000-191125393.html" title="Retirees Spend Nearly $5,000 a Month — Here’s Where Their Income Goes and How To Plan Accordingly"><font color="blue"><u>Retirees Spend Nearly $5,000 a Month — Here’s Where Their Income Goes and How To Plan Accordingly </u></font></a></h2>
<p><b>Article Excerpt:</b> "You might expect your expenses to decrease with retirement and, according to statistics from the Department of Labor, that’s true. The average American age 65 and up spends just $57,818 each year. ...Americans ages 65 and up earn just $60,359 before taxes, which means they spend a roughly 95% of their income. ...75% according to the report — goes to four expenses. What are they? And how can you work to reduce these costs so your retirement income lasts longer?"</p><br><br>
<b>Resource: yahoo.com </b><br><br>
<tag> Retirement Spending, What do people spend their retirement money on?,</tag><br><br>
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<br><br>Unknownnoreply@blogger.comtag:blogger.com,1999:blog-4044999511210419932.post-49350233332801537152024-01-24T10:53:00.005-06:002024-01-24T10:53:54.985-06:00Think you'll work past 70? Good luck. Why most of us retire earlier.<h2><a href="https://www.usatoday.com/story/money/2024/01/24/most-americans-retire-earlier-than-expected-over-their-health-layoffs/72312011007/" title="Think you'll work past 70? Good luck. Why most of us retire earlier."><font color="blue"><u>Think you'll work past 70? Good luck. Why most of us retire earlier. </u></font></a></h2>
<p><b>Article Excerpt:</b> "...The average American retires not at 80, or 70, or even 65, but at 62. That statistic comes from two different annual surveys of working and retired Americans, one from the Employee Benefit Research Institute (EBRI), and the other from the Transamerica Center for Retirement Studies. ..."</p><br><br>
<b>Resource: www.usatoday.com</b><br><br>
<tag>What is the average American retirement age?, Average Retirement Age, </tag><br><br>
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<br> Unknownnoreply@blogger.com